ALASKA STATE LEGISLATURE
SENATE LABOR AND COMMERCE STANDING COMMITTEE
April 8, 2014
1:45 p.m.
MEMBERS PRESENT
Senator Mike Dunleavy, Chair
Senator Peter Micciche, Vice Chair
Senator Bert Stedman
MEMBERS ABSENT
Senator Donald Olson
Senator Johnny Ellis
COMMITTEE CALENDAR
SENATE BILL NO. 214
"An Act relating to insurance adjuster licensing."
- MOVED CSSB 214(L&C) OUT OF COMMITTEE
HOUSE BILL NO. 141
"An Act setting the fee for medical treatment or services
performed outside the state under the Alaska Workers'
Compensation Act, requiring a provider of medical treatment or
services under the Alaska Workers' Compensation Act to submit
bills for treatment or services to employers within 180 days
after the date the treatment or services are rendered, and
limiting the time for appealing an employer's denial or
reduction of a bill; and providing for an effective date."
- MOVED HB 141 OUT OF COMMITTEE
COMMITTEE SUBSTITUTE FOR HOUSE BILL NO. 32(FIN)
"An Act providing for the issuance of one business license for
multiple lines of business; and providing for reissuance of a
business license to make a change on the license."
- MOVED CSHB 32(FIN) OUT OF COMMITTEE
HOUSE BILL NO. 234
"An Act extending the termination date of the Regulatory
Commission of Alaska; and providing for an effective date."
- MOVED HB 234 OUT OF COMMITTEE
HOUSE BILL NO. 276
"An Act making the Alaska Wage and Hour Act inapplicable to
certain employees of motor vehicle dealers; and providing for an
effective date."
- MOVED HB 276 OUT OF COMMITTEE
CS FOR SS FOR HOUSE BILL NO. 204(FIN)
"An Act relating to a product development tax credit for certain
salmon and herring products; and providing for an effective
date."
- MOVED CSSSHB 204(FIN) OUT OF COMMITTEE
CONFIRMATION HEARING
Board of Certified Real Estate Appraisers
Brit Szymoniak
- CONFIRMATION ADVANCED
PREVIOUS COMMITTEE ACTION
BILL: SB 214
SHORT TITLE: INSURANCE ADJUSTER LICENSING
SPONSOR(s): LABOR & COMMERCE
03/21/14 (S) READ THE FIRST TIME - REFERRALS
03/21/14 (S) L&C
04/01/14 (S) L&C AT 3:30 PM BELTZ 105 (TSBldg)
04/01/14 (S) Heard & Held
04/01/14 (S) MINUTE(L&C)
04/08/14 (S) L&C AT 1:30 PM BELTZ 105 (TSBldg)
BILL: HB 141
SHORT TITLE: WORKERS' COMPENSATION MEDICAL FEES
SPONSOR(s): LABOR & COMMERCE
02/25/13 (H) READ THE FIRST TIME - REFERRALS
02/25/13 (H) L&C
01/31/14 (H) L&C AT 3:15 PM BARNES 124
01/31/14 (H) -- MEETING CANCELED --
02/03/14 (H) L&C AT 3:15 PM BARNES 124
02/03/14 (H) Moved Out of Committee
02/03/14 (H) MINUTE(L&C)
02/05/14 (H) L&C RPT 5DP 1NR
02/05/14 (H) DP: MILLETT, HERRON, REINBOLD, SADDLER,
OLSON
02/05/14 (H) NR: JOSEPHSON
02/10/14 (H) TRANSMITTED TO (S)
02/10/14 (H) VERSION: HB 141
02/12/14 (S) READ THE FIRST TIME - REFERRALS
02/12/14 (S) L&C
04/01/14 (S) L&C AT 3:30 PM BELTZ 105 (TSBldg)
04/01/14 (S) Heard & Held
04/01/14 (S) MINUTE(L&C)
04/08/14 (S) L&C AT 1:30 PM BELTZ 105 (TSBldg)
BILL: HB 32
SHORT TITLE: LINES OF BUSINESS ON BUSINESS LICENSE
SPONSOR(s): COSTELLO, HUGHES
01/16/13 (H) PREFILE RELEASED 1/7/13
01/16/13 (H) READ THE FIRST TIME - REFERRALS
01/16/13 (H) L&C, FIN
02/18/13 (H) L&C AT 3:15 PM BARNES 124
02/18/13 (H) Heard & Held
02/18/13 (H) MINUTE(L&C)
03/20/13 (H) L&C AT 3:45 PM BARNES 124
03/20/13 (H) Scheduled But Not Heard
04/03/13 (H) L&C AT 3:15 PM CAPITOL 106
04/03/13 (H) -- MEETING CANCELED --
04/05/13 (H) L&C AT 3:15 PM BARNES 124
04/05/13 (H) Moved CSHB 32(L&C) Out of Committee
04/05/13 (H) MINUTE(L&C)
04/06/13 (H) L&C RPT CS(L&C) NT 5DP
04/06/13 (H) DP: HERRON, CHENAULT, SADDLER,
JOSEPHSON, REINBOLD
04/06/13 (H) LETTER OF INTENT WITH L&C REPORT
02/17/14 (H) FIN AT 1:30 PM HOUSE FINANCE 519
02/17/14 (H) Heard & Held
02/17/14 (H) MINUTE(FIN)
02/24/14 (H) FIN AT 1:30 PM HOUSE FINANCE 519
02/24/14 (H) Moved CSHB 32(FIN) Out of Committee
02/24/14 (H) MINUTE(FIN)
02/26/14 (H) FIN RPT CS(FIN) NT 10DP
02/26/14 (H) DP: GUTTENBERG, EDGMON, MUNOZ, HOLMES,
NEUMAN, THOMPSON, GARA, COSTELLO,
02/26/14 (H) STOLTZE, AUSTERMAN
03/03/14 (H) TRANSMITTED TO (S)
03/03/14 (H) VERSION: CSHB 32(FIN)
03/05/14 (S) READ THE FIRST TIME - REFERRALS
03/05/14 (S) L&C, FIN
04/03/14 (S) L&C AT 3:30 PM BELTZ 105 (TSBldg)
04/03/14 (S) Heard & Held
04/03/14 (S) MINUTE(L&C)
04/08/14 (S) L&C AT 1:30 PM BELTZ 105 (TSBldg)
BILL: HB 234
SHORT TITLE: EXTEND REGULATORY COMMISSION OF ALASKA
SPONSOR(s): HAWKER, ISAACSON, SADDLER
01/21/14 (H) PREFILE RELEASED 1/10/14
01/21/14 (H) READ THE FIRST TIME - REFERRALS
01/21/14 (H) L&C, FIN
01/31/14 (H) L&C AT 3:15 PM BARNES 124
01/31/14 (H) -- MEETING CANCELED --
02/03/14 (H) L&C AT 3:15 PM BARNES 124
02/03/14 (H) Moved Out of Committee
02/03/14 (H) MINUTE(L&C)
02/05/14 (H) L&C RPT 5DP 2NR
02/05/14 (H) DP: MILLETT, CHENAULT, SADDLER,
JOSEPHSON, OLSON
02/05/14 (H) NR: HERRON, REINBOLD
02/26/14 (H) FIN AT 1:30 PM HOUSE FINANCE 519
02/26/14 (H) Moved Out of Committee
02/26/14 (H) MINUTE(FIN)
02/28/14 (H) FIN RPT 9DP 2NR
02/28/14 (H) DP: GUTTENBERG, HOLMES, MUNOZ, NEUMAN,
THOMPSON, EDGMON, T.WILSON, GARA,
02/28/14 (H) AUSTERMAN
02/28/14 (H) NR: COSTELLO, STOLTZE
03/03/14 (H) TRANSMITTED TO (S)
03/03/14 (H) VERSION: HB 234
03/05/14 (S) READ THE FIRST TIME - REFERRALS
03/05/14 (S) L&C, FIN
04/03/14 (S) L&C AT 3:30 PM BELTZ 105 (TSBldg)
04/03/14 (S) Heard & Held
04/03/14 (S) MINUTE(L&C)
04/08/14 (S) L&C AT 1:30 PM BELTZ 105 (TSBldg)
BILL: HB 276
SHORT TITLE: MOTOR VEHICLE DEALER EMPLOYEES
SPONSOR(s): THOMPSON
01/24/14 (H) READ THE FIRST TIME - REFERRALS
01/24/14 (H) L&C
02/10/14 (H) L&C AT 3:15 PM BARNES 124
02/10/14 (H) Moved Out of Committee
02/10/14 (H) MINUTE(L&C)
02/12/14 (H) L&C RPT 3DP 2NR
02/12/14 (H) DP: MILLETT, REINBOLD, OLSON
02/12/14 (H) NR: CHENAULT, JOSEPHSON
02/19/14 (H) TRANSMITTED TO (S)
02/19/14 (H) VERSION: HB 276
02/21/14 (S) READ THE FIRST TIME - REFERRALS
02/21/14 (S) L&C
04/03/14 (S) L&C AT 3:30 PM BELTZ 105 (TSBldg)
04/03/14 (S) Heard & Held
04/03/14 (S) MINUTE(L&C)
04/08/14 (S) L&C AT 1:30 PM BELTZ 105 (TSBldg)
BILL: HB 204
SHORT TITLE: SALMON & HERRING PRODUCT DEV'T TAX CREDIT
SPONSOR(s): AUSTERMAN
04/11/13 (H) READ THE FIRST TIME - REFERRALS
04/11/13 (H) FSH, FIN
02/05/14 (H) SPONSOR SUBSTITUTE INTRODUCED
02/05/14 (H) READ THE FIRST TIME - REFERRALS
02/05/14 (H) FSH, FIN
02/06/14 (H) FSH AT 10:00 AM CAPITOL 120
02/06/14 (H) Heard & Held
02/06/14 (H) MINUTE(FSH)
02/13/14 (H) FSH AT 10:00 AM CAPITOL 120
02/13/14 (H) Moved Out of Committee
02/13/14 (H) MINUTE(FSH)
02/14/14 (H) FSH RPT 4DP
02/14/14 (H) DP: FEIGE, KREISS-TOMKINS, OLSON,
SEATON
02/27/14 (H) FIN AT 1:30 PM HOUSE FINANCE 519
02/27/14 (H) Heard & Held
02/27/14 (H) MINUTE(FIN)
02/28/14 (H) FIN AT 9:30 AM HOUSE FINANCE 519
02/28/14 (H) Moved CSSSHB 204(FIN) Out of Committee
02/28/14 (H) MINUTE(FIN)
03/03/14 (H) FIN RPT CS(FIN) 7DP 2NR
03/03/14 (H) DP: GUTTENBERG, HOLMES, EDGMON, MUNOZ,
T.WILSON, COSTELLO, AUSTERMAN
03/03/14 (H) NR: NEUMAN, STOLTZE
03/14/14 (H) TRANSMITTED TO (S)
03/14/14 (H) VERSION: CSSSHB 204(FIN)
03/17/14 (S) READ THE FIRST TIME - REFERRALS
03/17/14 (S) L&C
03/26/14 (S) FIN REFERRAL ADDED AFTER L&C
04/01/14 (S) L&C AT 3:30 PM BELTZ 105 (TSBldg)
04/01/14 (S) Heard & Held
04/01/14 (S) MINUTE(L&C)
04/08/14 (S) L&C AT 1:30 PM BELTZ 105 (TSBldg)
WITNESS REGISTER
STEVE RICCI, Aide
Senate Labor & Commerce Standing Committee
Alaska State Legislature
Juneau, Alaska
POSITION STATEMENT: Introduced Version P CS for SB 214 on behalf
of the committee.
MARTY HESTER, Deputy Director
Division of Insurance
Department of Commerce, Community and Economic Development
(DCCED)
Juneau, Alaska
POSITION STATEMENT: Testified that the Division of Insurance
worked with the committee on the language in Version P CS for SB
214.
STEPHEN MCDANIEL, Outside Regulatory Counsel
Asurion
POSITION STATEMENT: Testified on behalf of Asurion in support of
Version P CS for SB 214.
ANNA LATHAM, Staff
Representative Kurt Olson
Alaska State Legislature
Juneau, Alaska
POSITION STATEMENT: Provided a brief summary of HB 141 on behalf
of the sponsor.
CHARLES GUINCHARD, Staff
Representative Mia Costello
Alaska State Legislature
Juneau, Alaska
POSITION STATEMENT: Provided a brief summary of HB 32 on behalf
of the sponsor.
REPRESENTATIVE MIKE HAWKER
Alaska State Legislature
Juneau, Alaska
POSITION STATEMENT: Summarized the intent of HB 234, speaking as
sponsor.
JANE PIERSON, Staff
Representative Steve Thompson
Alaska State Legislature
Juneau, Alaska
POSITION STATEMENT: Provided a brief summary of HB 276 on behalf
of the sponsor.
STEVE ALLWINE
Alaska Automobile Dealers Association
Juneau, Alaska
POSITION STATEMENT: Stated support for HB 276.
ASTRID ROSE, Staff
Representative Alan Austerman
Alaska State Legislature
Juneau, Alaska
POSITION STATEMENT: Provided a brief summary of HB 204 on behalf
of the sponsor.
BRUCE SCHACTLER, Director
Global Food Aid
Alaska Seafood Marketing
Kodiak, Alaska
POSITION STATEMENT: Stated support for HB 204.
ACTION NARRATIVE
1:45:42 PM
CHAIR MIKE DUNLEAVY called the Senate Labor and Commerce
Standing Committee meeting to order at 1:45 p.m. Present at the
call to order were Senators Stedman, Micciche, and Chair
Dunleavy.
SB 214-INSURANCE ADJUSTER LICENSING
1:46:32 PM
CHAIR DUNLEAVY announced the consideration of SB 214. "An Act
relating to insurance adjuster licensing." He noted this was the
second hearing and that there was a new committee substitute
(CS).
1:46:38 PM
SENATOR MICCICHE moved to adopt the CS for SB 214, labeled 28-
LS1274\P, as the working document.
CHAIR DUNLEAVY objected for discussion purposes.
STEVE RICCI, Aide, Senate Labor & Commerce Standing Committee,
Alaska State Legislature, Juneau, Alaska, highlighted the
changes in Version P. He explained that the CS recognizes the
proliferation of virtual businesses and exempts an adjuster of
portable electronics insurance claims from the requirement of
having to maintain a brick and mortar presence in the adjuster's
home state. These changes make Alaska's law consistent with
National Association of Insurance Commissioners (NAIC)
guidelines for licensing independent claims adjusters.
CHAIR DUNLEAVY removed his objection.
1:48:51 PM
At Ease
CHAIR DUNLEAVY reconvened the meeting and asked Mr. Hester with
the Division of Insurance to comment on the CS.
1:49:35 PM
MARTY HESTER, Deputy Director, Division of Insurance, Department
of Commerce, Community and Economic Development (DCCED), said
the division worked with this committee on the language in the
CS and it's consistent with the NAIC model act on non-resident
adjuster licensing. He said the bill also appears to be
consistent with the laws that other states have enacted for
portable electronic licensing. These states have reported no
issues with the non-resident adjuster licensees since the law
was enacted.
SENATOR MICCICHE asked if this legislation would disadvantage
any Alaskans from participating in portable electronic insurance
adjusting.
MR. HESTER said not to his knowledge.
1:51:08 PM
STEPHEN MCDANIEL, Outside Regulatory Counsel for Asurion, said
he was testifying on behalf of Asurion in support of the
committee substitute. He agreed with Deputy Director Hester that
the language in the CS is consistent with the licensing of non-
resident portable electronics adjusters in 28 other states, and
that it would make Alaska's licensure statutes consistent with
the NAIC guidelines.
CHAIR DUNLEAVY closed public testimony. Finding no further
questions or comments, he solicited a motion.
1:52:08 PM
SENATOR MICCICHE moved to report CS for SB 214, Version P, from
committee with individual recommendations and attached fiscal
note(s).
CHAIR DUNLEAVY announced that without objection CSSB 214(L&C)
moved from the Senate Labor & Commerce Standing Committee.
1:52:34 PM
At Ease
HB 141-WORKERS' COMPENSATION MEDICAL FEES
1:53:26 PM
CHAIR DUNLEAVY reconvened the meeting and announced the
consideration of HB 141. "An Act setting the fee for medical
treatment or services performed outside the state under the
Alaska Workers' Compensation Act, requiring a provider of
medical treatment or services under the Alaska Workers'
Compensation Act to submit bills for treatment or services to
employers within 180 days after the date the treatment or
services are rendered, and limiting the time for appealing an
employer's denial or reduction of a bill; and providing for an
effective date." This was the second hearing.
1:53:38 PM
ANNA LATHAM, Staff, Representative Kurt Olson, Alaska State
Legislature, Juneau, Alaska, explained that HB 141 sets a fee
schedule for worker's compensation claims that are treated
outside the state of Alaska and establishes billing timelines.
The statute was amended last in 2011 with House Bill 13, which
extended the usual, customary and reasonable fee schedule that
Alaska uses for worker's compensation billing. That was
reflective of the geographic area where services were rendered
and set at the 90th percentile. What that bill failed to do was
to set parameters for where Alaska's fee schedule could be used.
MS. LATHAM said that Alaska has the highest worker's
compensation premium rates in the nation, and the sponsor has
found that worker's compensation claimants who are treated
outside the state are being billed at Washington, Oregon, or
California rates and then they could be billed for the
difference between Alaska's higher rate and the rate where they
were treated. HB 141 would fix this by clarifying that medical
services treated in Alaska would be charged using Alaska's UCR
fee schedule, whereas medical services treated in other states
could not exceed the charges set by the worker's compensation
statutes in the state where the services are rendered.
MS. LATHAM responded to a question and affirmed that the fee
schedule remains the same in the state of Alaska, but services
rendered outside the state would be billed at the rates in the
jurisdiction in which the worker's compensation claimant was
treated.
1:55:50 PM
MICHAEL MONAGLE, Director, Division of Workers' Compensation,
Department of Labor and Workforce Development (DOLWD), said he
had no additional comments on HB 141.
1:56:22 PM
WARD HURLBURT, Chief Medical Officer, Department of Health and
Social Services (DHSS), offered to answer questions related to
HB 141.
1:56:48 PM
VINCE O'SHEA, Vice President, Pacific Seafood Processors
Association, said he testified during the previous hearing and
had no additional comments.
CHAIR DUNLEAVY closed public testimony.
SENATOR MICCICHE expressed appreciation to the sponsor for
introducing the bill. He noted that it was discussed extensively
during the previous hearing.
1:57:43 PM
SENATOR MICCICHE moved to report HB 141 from committee with
individual recommendations and attached fiscal note(s).
CHAIR DUNLEAVY announced that without objection HB 141 moved
from the Senate Labor & Commerce Standing Committee.
1:58:01 PM
At Ease
HB 32-LINES OF BUSINESS ON BUSINESS LICENSE
1:59:03 PM
CHAIR DUNLEAVY reconvened the meeting and announced the
consideration of HB 32. "An Act providing for the issuance of
one business license for multiple lines of business; and
providing for reissuance of a business license to make a change
on the license." This was the second hearing. [CSHB 32(FIN) was
before the committee.]
1:59:06 PM
CHARLES GUINCHARD, Staff, Representative Mia Costello, Alaska
State Legislature, Juneau, Alaska, explained that HB 32 changes
current law to allow a person to operate multiple lines of
business on one business license. The bill also allows a person
to make one discretionary change to their business license
within the first 30 days of receiving the license, or to make a
change at any time during the license period to correct a
mistake on the license.
CHAIR DUNLEAVY noted that Sara Chambers and Kathryn Fagerstrom
with the Department of Commerce, Community and Economic
Development (DCCED) were available to answer questions.
He closed public testimony.
SENATOR MICCICHE highlighted that the committee spent a lot of
time on the bill during the previous hearing. It appears to be a
good piece of legislation that will reduce the burden of doing
business in Alaska.
2:01:12 PM
SENATOR MICCICHE moved to report HB 32 from committee with
individual recommendations and attached fiscal note(s).
CHAIR DUNLEAVY announced that without objection, HB 32 was
reported from the Senate Labor & Commerce Standing Committee.
HB 234-EXTEND REGULATORY COMMISSION OF ALASKA
2:01:37 PM
CHAIR DUNLEAVY announced the consideration of HB 234."An Act
extending the termination date of the Regulatory Commission of
Alaska; and providing for an effective date." This was the
second hearing.
2:01:57 PM
REPRESENTATIVE MIKE HAWKER, Alaska State Legislature, Juneau,
Alaska, sponsor of HB 234, explained that the bill extends the
termination date of the Regulatory Commission of Alaska (RCA)
until June 30, 2022. He noted that during the last meeting there
was extensive discussion on the agency and the legislative audit
that recommended the eight year extension.
CHAIR DUNLEAVY noted that T.W. Patch with the RCA and Kris
Curtis with legislative audit were available for questions.
CHAIR DUNLEAVY closed public testimony.
2:03:39 PM
SENATOR MICCICHE moved to report HB 234 from committee with
individual recommendations and attached fiscal note(s).
CHAIR DUNLEAVY announced that without objection, HB 234 moved
from the Senate Labor and Commerce Standing Committee.
HB 276-MOTOR VEHICLE DEALER EMPLOYEES
2:04:01 PM
CHAIR DUNLEAVY announced the consideration of HB 276. "An Act
making the Alaska Wage and Hour Act inapplicable to certain
employees of motor vehicle dealers; and providing for an
effective date." This was the second hearing.
2:04:43 PM
JANE PIERSON, Staff, Representative Steve Thompson, Alaska State
Legislature, Juneau, Alaska, explained that HB 276 clarifies
that automobile sales personnel, finance personnel, and service
writers are exempt from the Alaska Minimum Wage and Hour Act.
These people are paid on a commission basis and have never been
hourly employees.
2:05:53 PM
STEVE ALLWINE, Alaska Automobile Dealers Association, Juneau,
Alaska, introduced himself.
SENATOR MICCICHE asked if there were instances in the past of an
employee who didn't understand that their compensation was on a
commission basis.
MR. ALLWINE said no, but recent litigation highlighted this as a
potential problem. As stated in the sponsor statement,
clarification in statute appears to be the most effective
solution.
CHAIR DUNLEAVY closed public testimony.
2:06:47 PM
SENATOR MICCICHE moved to report HB 276 from committee with
individual recommendations and attached fiscal note(s).
CHAIR DUNLEAVY announced that without objection, HB 276 moved
from the Senate Labor and Commerce Standing Committee.
HB 204-SALMON & HERRING PRODUCT DEV'T TAX CREDIT
2:07:05 PM
CHAIR DUNLEAVY announced the consideration of HB 204. "An Act
relating to a product development tax credit for certain salmon
and herring products; and providing for an effective date." This
was the second hearing. [CSSSHB 204(FIN) was before the
committee.]
2:07:26 PM
ASTRID ROSE, Staff, Representative Alan Austerman, Alaska State
Legislature, Juneau, Alaska, explained that HB 204 does four
major things: 1) it extends the sunset of the product
development tax credit to 2020; 2) it expands the tax credit to
herring; 3) it allows the tax credit to apply to can sizes other
than "pop top" production; and 4) it incentivizes byproduct use
of discharge waste from processing.
2:08:38 PM
BRUCE SCHACTLER, Director of Global Food Aid, Alaska Seafood
Marketing, said he testified on HB 204 when in was heard in the
House, and in the interest of time he would simply state ongoing
support for the bill. It will do good things for the industry
and economic development, he said.
CHAIR DUNLEAVY closed public testimony.
SENATOR MICCICHE commented that he and Senator Stedman were
cosponsors and were interested of increasing the value of Alaska
fisheries.
2:10:05 PM
SENATOR MICCICHE moved to report HB 204, Version P, from
committee with individual recommendations and attached fiscal
note(s).
CHAIR DUNLEAVY announced that without objection CSSSHB 204(FIN)
moved from the Senate Labor & Commerce Standing Committee.
2:10:20 PM
At Ease
^Confirmation Hearing
Confirmation Hearing
Board of Certified Real Estate Appraisers
2:11:14 PM
CHAIR DUNLEAVY reconvened the meeting and announced the next
order of business was a confirmation hearing for Brit Szymoniak
to the Board of Certified Real Estate Appraisers. He noted that
members received pertinent information on the nominee last week.
Finding no public testimony, he stated that his office would
continue to take written comments on the nominee. He asked the
will of the committee.
2:11:51 PM
SENATOR MICCICHE moved to forward the name Brit Szymoniak,
appointee to the Board of Certified Real Estate Appraisers, to
[the full body] for consideration.
CHAIR DUNLEAVY reminded members that signing the report
regarding appointments to boards and commissions in no way
reflects individual members' approval or disapproval of the
appointees, and that the nominations are merely forwarded to the
full legislature for confirmation or rejection.
2:12:24 PM
There being no further business to come before the committee,
Chair Dunleavy adjourned the Senate Labor and Commerce Standing
Committee meeting at 2:12 p.m.