SB 18-HEALTH CARE SHARE MINISTRY NOT INSURANCE  1:31:53 PM CHAIR STEDMAN announced the consideration of SB 18. He related that the bill was previously heard by the committee and there was public testimony. The bill defines what health care sharing ministries are - faith-based non-profits with participants who share in medical expenses accordingly to their religious beliefs and who provide and share in contributions to financial and medical needs of members. Such entities should be exempt from regulation as insurance. There are no promises to pay a certain amount, assumption of risk, or having to make payment as an insurance industry. CHAIR STEDMAN asked if there were any questions for the bill sponsor. Seeing none, he requested a motion. 1:32:55 PM SENATOR GIESSEL moved to report SB 18, version H, from committee with individual recommendations and attached zero fiscal note. There being no objection, the motion carried.