SB 121-SECURITY FREEZE ON CERTAIN CREDIT REPORTS  10:14:21 AM CHAIR LEDOUX announced that the next order of business would be CS FOR SENATE BILL NO. 121(JUD), "An Act relating to a security freeze on the consumer credit report of a minor, incapacitated person, or protected person." 10:14:29 AM EDRA MORLEDGE, Staff, Senator Kevin Meyer, Alaska State Legislature, explained the bill allows a person to place a security freeze on a credit report, on behalf of a minor, incapacitated person, or protected person. In the event a credit report is not in existence, the credit bureau is required to generate one to place the freeze. 10:15:04 AM REPRESENTATIVE CLAMAN advised that his office recently received a letter from the Consumer Data Industry Association (CDIA) raising questions that had not previously been discussed in the prior committee hearing. He related that this bill has good intentions and asked whether the bill could be held until this afternoon so the members had a chance to look at the concerns raised in the letter. [SB 121 was held over.] SB 121-SECURITY FREEZE ON CERTAIN CREDIT REPORTS  4:08:15 PM CHAIR LEDOUX returned the committee to CSSB 121, and asked whether the committee had questions. REPRESENTATIVE CLAMAN referred to the letter he received from Consumer Data Industry Association (CDIA) and its concern that the term "record" is not defined in the bill, and asked her thoughts on that concern. 4:08:57 PM MS. MORLEDGE responded this is the first document the sponsor's office has received noting any concern about the bill since its introduction in January. She said she was unaware there was a concern with that terminology, and the "term record was pretty interchangeable with credit report" as far as establishing a credit file, a credit record, for the purpose of placing a credit freeze. The sponsor is agreeable to the committee adding the definition of record. 4:09:57 PM REPRESENTATIVE CLAMAN offered another option to delete the word "record" and make specific reference to "consumer credit report." 4:10:07 PM MS. MORLEDGE agreed. REPRESENTATIVE CLAMAN related that he is not proposing an amendment today, because he does not want to hold up passage of the bill. Possibly, Senator Meyer's office and Representative Claman's office could work together and he could, potentially, propose an amendment on the floor of the House of Representatives. 4:10:37 PM REPRESENTATIVE KELLER moved to report CSSB 121, Version 29- LS1129\E, out of committee with individual recommendations and the accompanying fiscal notes. There being no objection, CSSB 121(JUD) passed from the House Judiciary Standing Committee.