HOUSE BILL NO. 12 "An Act relating to civil liability for injuries or death resulting from equine activities." Representative Davis, Sponsor, spoke in support of HB 12. House Bill 12 is intended to provide owners and handlers in the equine profession extra protection from civil liability lawsuits. Representative Davis maintained that the ability to get insurance restricts the activities of persons that own and handle horses. The legislation would reduce civil liability based on inherent risk. He stressed that horses are unpredictable. He observed that negligence would not be exempted. Representative Davies questioned if an event precipitated the legislation. Representative Davis recalled that testimony indicated that events have been cancelled due to a lack or high cost of insurance to cover the activity. In response to a question by Representative Davies, Representative Davis recounted that insurance companies have told owners that the legislation would result in reductions. Representative Grussendorf observed that a hiny is a cross between a female mule and a horse. Representative Davies suggested inserting a semicolon on page 1, line 13 after the second "or". He observed that "tack" would be included in "defective equipment" on page 2, line 7. He recommended that "tack" be deleted. He suggested the addition of "or" at the end of page 2, line 12. HB 12 was HELD in Committee for further consideration.