SENATOR KELLY called the Senate Labor and Commerce meeting to order at 1:38 p.m. and announced SB 173 GROUP HEALTH INS. FOR SMALL EMPLOYERS to up for consideration. SENATOR SALO asked what rates could be expected. SENATOR RIEGER said there was no reason to expect the cost for a smaller employer to be different than the cost for a large employer except, maybe for the administrative cost. Number 84 SENATOR LINCOLN asked why the department is neutral. KEN SYKES, Alaska Division of Insurance, said they are neutral because they haven't received direction from the Commissioner. His Division agrees with all the amendments and the function which the bill serves. It is a workable bill here in Alaska. SENATOR KELLY asked for a position paper from the Director of the Division of Insurance. MR. SYKES said he would get it to the Committee. Number 101 SENATOR RIEGER moved to pass SB 173 from Committee with individual recommendations. There were no objections and it was so ordered. SALLY BYRNE, Kodiak, supported SB 173. Midwives encourage family centered childbearing and are committed to a philosophy of nonintervention during birth, within the limits of safety. Poverty should not be a barrier to quality health care.