Legislature(2023 - 2024)BUTROVICH 205
04/21/2023 01:30 PM Senate JUDICIARY
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| Audio | Topic |
|---|---|
| Start | |
| SB84 | |
| SB128 | |
| Adjourn |
* first hearing in first committee of referral
+ teleconferenced
= bill was previously heard/scheduled
+ teleconferenced
= bill was previously heard/scheduled
| + | SB 84 | TELECONFERENCED | |
| *+ | SB 128 | TELECONFERENCED | |
SB 84-MONEY TRANSMISSION; VIRTUAL CURRENCY
1:30:46 PM
CHAIR CLAMAN announced the consideration of SENATE BILL NO. 84
"An Act relating to the business of money transmission; relating
to money transmission licenses, licensure requirements, and
registration through the Nationwide Multistate Licensing System
and Registry; relating to the use of virtual currency for money
transmission; relating to authorized delegates of a licensee;
relating to acquisition of control of a license; relating to
record retention and reporting requirements; authorizing the
Department of Commerce, Community, and Economic Development to
cooperate with other states in the regulation of money
transmission; relating to permissible investments; relating to
violations and enforcement of money transmission laws; relating
to money transmission license exemptions; relating to payroll
processing services; repealing currency exchange licenses; and
providing for an effective date."
1:31:19 PM
ROBERT SCHMIDT, Director, Division of Banking and Securities
(DBS), Department of Commerce, Community and Economic
Development (DCCED), Anchorage, Alaska, delivered the
presentation, "ALASKA UNIFORM MONEY TRANSMISSION MODERNIZATION
ACT SB 84."
He displayed slide 2.
What does this bill do?
• Reduces regulatory burden by streamlining initial
licensing and license renewal.
• Protects Alaska consumers by conducting criminal
background checks through the Nationwide
Multistate Licensing System (NMLS).
• Ensures regulatory costs of supervision keep pace
with growth.
• Broadens the definition of money transmission and
defines virtual currency activities.
• Requires licensees to comply with federal laws,
including suspicious activity reporting
• Updates enforcement provisions by allowing a
broader spectrum of orders to be issued.
• Ensures DBS can coordinate with other states in
all areas of regulation, licensing, and
supervision to reduce regulatory burden on the
industry and more effectively utilize regulator
resources.
MR. SCHMIDT stated that SB 84 impacts an industry that Alaskans
use thousands of times an hour, involving billions of dollars
per year. He relayed that about half of the bill is dedicated to
standardizing and streamlining the process of obtaining a
license; examinations of licensee safety and soundness; and
standardizing procedures for licensee mergers. SB 84 introduces
cryptocurrency standards including disclosures, permissible
investments, net worth requirements, and consumer protection
provisions. It clarifies relationships where a local delegate
transmits money on behalf of a licensee. He noted that these
historically have been some of the most problematic areas of
money transmission in Alaska. Significantly, the bill allows
multistate cooperation in licensing, allowing states to leverage
other states' resources in protecting their residents.
1:32:37 PM
MR. SCHMIDT spoke to slide 3.
Why do we need this law updated?
• Money transmission is the fastest growing
financial industry the Division of Banking and
Securities regulates. Changes in the industry
have made the law sorely in need of
modernization.
• This growth has mostly been driven by mobile
payment technologies such as PayPal, Venmo, and
Cash App. Cryptocurrency has been a secondary
driver of money transmission growth. These
technologies did not meaningfully exist when the
current law was adopted.
• This bill will modernize Alaska's money
transmission laws to have common standards for
licensing, operations, and consumer protection.
• As of April 10th, this model law has been
introduced in 25 states. Ten states have passed
bills with all or some sections of the Model Law.
MR. SCHMIDT discussed different aspects of money transmissions
in Alaska based on the data reflected in the charts on slides 4-
7. He stated that the industry grew from $1.6 billion
transmitted to, from, and within Alaska in 2019 to more than $7
billion in 2021. This declined to $5.8 million in 2022, much of
which was driven by volatility in virtual currency, also known
as cryptocurrency.
The graph on slide 5 shows the growth in the number of times
that Alaskans used money transmission, regardless of the size of
the transaction. In three years, the number of transactions
tripled, from $10 million to more than $31 million. In 2022,
Alaskans used money transmission an average of 3,540 times an
hour, 24 hours a day, 365 days a year. The growth was driven
largely by mobile phones and payment applications. Using money
transmission services like PayPal or Cash App is common. He
noted that a money transmission service is embedded in all
smartphones
1:34:58 PM
The graph on slide 6 shows the increase of money transmission
licensees from 2018 through 2022. As of December 31, 2022,
Alaska had 168 money transmitter licensees, which was a 51
percent increase since 2018. He noted that the top nine
licensees perform over $100 million of business to, from, and
within Alaska each year; the top two each handle volumes in
excess of $1 billion each year. He characterized these as some
of the most complicated applications that the division handles.
1:35:52 PM
At ease to address technical difficulties.
1:36:01 PM
CHAIR CLAMAN reconvened the meeting.
1:36:02 PM
MR. SCHMIDT advanced to slide 7, "What types of transmissions
happen in Alaska?" He spoke to the pie chart that shows the
following breakdown in 2022 of money transmitted based on dollar
value.
Money Transmission 64 percent
Stored Value 22 percent
Virtual Currency 11 percent
Payment Instruments 3 percent
Fiat Currency Exchange < 1 percent
1:37:17 PM
MR. SCHMIDT advanced to slide 8 and spoke to the following.
Why regulate money transmission at all?
• States have licensed and regulated transmitters
of money for over 100 years.
• 55 states and U.S. territories regulate money
transmission currently.
• Industry wants this bill adopted.
• No industry stakeholder or state regulator wants
federal pre-emption.
• DBS is uniquely qualified to protect Alaskans.
• States have the expertise and examination
infrastructure that the feds completely lack.
States are able to pivot and react more quickly
as events transpire.
1:38:50 PM
DEAN FLEER, Financial Examiner III, Division of Banking and
Securities (DBS), Department of Commerce, Community and Economic
Development (DCCED), Anchorage, Alaska, presented the sectional
analysis for SB 84. It read as follows.
The proposed bill is not a simple repeal and
reenactment of AS 06.55. Instead, it is a line-by-line
overhaul of the Act carefully considering the Model
Law and selectively adopting and revising the
statutes. The bill repeals the currency exchange
license and includes that activity in the definition
of money transmission so only one license type will be
required in AS 06.55 going forward.
Section 1. Adds a section of uncodified law explaining
the purpose of the bill.
Section 2. Amends AS 06.05.101(a) requires a license
to engage in the business of money transmission (MT).
The amendment inserts a citation to the exemption
statute, AS 06.55.802, and clarifies that an
authorized delegate may not engage in MT if the
actions taken are outside the scope of the exemption.
Section 3. Repeals and reenacts AS 06.55.102 to
conform with the Model Law providing application
requirements for a MT license and allows the
Department of Commerce, Community, and Economic
Development (DCCED or the department) to change or
update the forms be consistent with licensing
requirements in NMLS.
Section 4. Repeals and reenacts AS 06.55.105 to
conform with the Model Law and provides that if the
applicant is subject to a multistate licensing
process, the department may accept investigation
results of the lead investigation state.
Section 5. Repeals and reenacts AS 06.55.106 to
conform with the Model Law changing license renewal,
renewal reporting and renewal terminology. Fees
collected at the time of renewal will change with
details to be prescribed by the department through
regulation.
1:42:34 PM
MR. FLEER continued.
Section 6. Amends AS 06.55 to add new sections AS
06.55.108, AS 06.55.109, and AS 06.55.110 to Article 1
to conform with the Model Law.
AS 06.55.108 states that licensees must continue
to meet the qualifications that apply to new
applicants and states that the department may
suspend or revoke a license if a licensee fails
to do so.
AS 06.55.109 contains submission requirements for
individuals in control of applicants or
licensees, and key individuals defined by the
bill. Criminal background check report
requirements are also included for individuals
who have resided outside of the United States
(US) in the last ten years.
AS 06.55.110 grants the department discretion to:
1. Implement licensing provisions consistent with
other states that have adopted a multistate
licensing process;
2. establish relationships or contracts to
collect and maintain records, coordinate
licensing, process fees, and communicate with
licensees, and
3. utilize the NMLS for all aspects of licensing.
Section 7. Amends AS 06.55 to add new sections to
Article 1A concerning virtual currency derived from
the Model Law. Virtual Currency (VC) Business Activity
replaces Currency Exchange Licenses as the heading for
Article 1A.
AS 06.55.150 06.55.170 provide the details of
what is considered and what is not considered
licensed activity for companies engaging in VC
business activity. The bill will allow regulation
and supervision of persons that issue VC or that
provide services that allow others to transfer
VC, provide exchange services to the public, or
offer to take custody of VC for other persons. AS
06.55.150 provides that VC business activity is
MT and unless exempt, the activity requires a MT
license.
AS 06.55.155 concerns required disclosures
granting the department discretion to require
additional disclosures and to regulate the time
and form required for disclosure.
AS 06.55.160 requires VC business with control
over VC to maintain an amount of each type of VC
sufficient to satisfy the aggregate entitlements
of the persons to each type of VC ensuring
consumer protection and reducing regulatory
burden on the licensee without increasing net
worth requirements.
AS 06.55.165 allows a licensee engaged in VC
business activity to include VC in its tangible
net worth calculation and details record keeping
requirements specific to VC businesses.
AS 06.55.170 contains a list of exempted
activities and provides an exemption for business
activity of $5,000 or less.
Section 8. Repeals and reenacts AS 06.55.301
creating a requirement that a licensee adopt
policies and procedures consistent with applicable
state and federal law prior to using an authorized
delegate and provides details stating that a
licensee must enter into a contract with an
authorized delegate with a list of provisions.
Section 9. Amends AS 06.55.302 concerning
unauthorized activities and liability provisions
that apply to persons engaging in MT on behalf of an
unlicensed person.
Section 10. Amends AS 06.55.401 relating to
supervision and the department's powers with respect
to examination. It allows the department to accept
examination reports from other states, the federal
government, or an independent accounting firm. This
section requires licensees to pay all costs
associated with examinations, references
confidentiality requirements, and eliminates the
existing requirement to notify a licensee 45 days
prior to an examination.
Sections 11 - 14. Repeals and reenacts or amends
subsections of AS 06.55.403 for consistency with the
Model Law. It requires quarterly reports of condition
for a licensee's activities and their authorized
delegates. It maintains existing requirements for
immediate reporting knowledge of filing a bankruptcy
petition, a proceeding to revoke or suspend a license
in another state or country, bond cancellation and
criminal charges. Allows the department to utilize the
NMLS for reporting required by AS 06.55.403. Executive
officer is replaced and repealed utilizing key
individual, a term introduced by the Model Law which
means "any individual ultimately responsible for
establishing or directing policies and procedures of
the licensee, including an executive officer, manager,
or trustee."
Section 15. Repeals and reenacts AS 06.55.404
regarding acquisition of control of a MT licensee
containing procedural and reporting requirements for
the acquisition or transfer of control of licensees.
It allows exceptions for acquisition of control and
contains discretionary provisions for the department
for ease and flexibility of administration and the
utilization of the NMLS. It adds details for
aggregation of interest of ownership for family
members for consistency with the Model Law.
Sections 16 and 17. Amends AS 06.55.405(a) and (d) for
consistency with the Model Law. It details record
keeping obligations of licensees, increasing the time
period from 3 years to 5 years, and makes conforming
language changes.
Section 18. Amends AS 06.55.406(a) concerning money
laundering reports retitling the heading to Bank
Secrecy Act reports for consistency with the Model
Law. Remove the requirement that certain money
laundering, record keeping, and suspicious transaction
reporting requirements be filed with the Attorney
General.
Sections 19 - 22. Amends AS 06.55.407 for consistency
with the Model Law.
AS 06.55.407(d) was retained and slightly amended
because it contains guidance that is helpful regarding
when a licensee or authorized delegate may disclose
financial information provided to the licensee or
authorized delegate by a customer.
Section 23. Adds a new subsection (f) to AS 06.55.407
stating when department records may be made public and
what information is confidential.
Section 24. Amends AS 06.55 to add new sections to
article 4 from the Model Law.
AS 06.55.408 requires licensees to submit an
annual audited financial statement to the
department within 90 days after the end of the
licensee's fiscal year.
AS 06.55.409(a) grants the department discretion
to enter into agreements with other state and
federal agencies to improve efficiencies and
reduce regulatory burden. AS 06.55.409(b) grants
the department broad discretion to administer,
interpret, and enforce the chapter, to adopt
rules and regulations, and to recover its costs
through imposition and collection of fees.
AS 06.55.410 expands the department's ability to
participate in multistate supervisory processes
such as joint investigations.
AS 06.55.411 provides that in the event of an
inconsistency between state and federal law, the
federal law governs to the extent of the
inconsistency.
AS 06.55.412 contains the requirements and
procedures applicable when a licensee adds or
replaces a key individual allowing the department
to disapprove a change of key individual due to
certain criteria.
Sections 25 - 30. Revises article 5 of AS 06.55 to
rename and broaden its scope from Permissible
Investments to Prudential Standards. Two existing
sections (AS 06.55.104 and 06.55.107) are repealed and
reenacted, as revised, to fit in the new article. The
level of permissible investments required by a
licensee are detailed in AS 06.55.502.
Section 25. Amends AS 06.55.501 to allow the
department to limit specific investments held by
licensees due to risk concerns, with the exception of
permissible investments listed in AS 06.55.102. AS
06.55.501(c) adds language to protect beneficiaries of
statutory trusts from actions by creditors of
licensees.
Section 26. Amends AS 06.55.501 to add a new
subsection (d) regarding the establishment and
termination of statutory trusts and related department
obligations. Subsection (e) was added, and it allows
the department to allow additional permissible
investments and to participate with other state
regulators to identify permissible investments.
Section 27 and 28. Amends subsections (a) and (b) of
AS 06.55.502 concerning permissible investments for
consistency with the Model Law.
Subsection (a) does the following:
1. Incorporates ACH items in transit to licensees
and payees, cash in transit via armored car,
cash in smart safes, etc. ACH funds are in the
banking system and the Model Law defines cash
in transit via ACH as a permissible
investment;
2. allows letters of credit as a permissible
investment; and
3. allows excess bonding as a permissible
investment type.
Subsection (b) is repealed and reenacted to
include a list of investments that are
permissible up to a certain aggregate value for
each investment category as a component of a
licensee's total investment portfolio.
1:45:13 PM
MR. FLEER continued.
Section 29. Amends AS 06.55 to add a new section to
article 5.
AS 06.55.503 contains the requirements for
letters of credit to align with the Model Law.
Amends AS 06.55 to add new sections to article 5.
AS 06.55.505 proposes applicable forms of
security (AS 06.55.104) and is a hybrid of the
Model Law and the existing Act. It requires a
licensee to hold a security bond or with the
department's approval, a deposit, with a maximum
amount of $1,000,000 and be maintained for no
less than 5 years with the details to be
determined by the department in regulation or
order.
AS 06.55.506 provides a significant expansion of
net worth requirements from $25,000 to a new net
worth based on a tiered level of total assets
held, requiring a licensee to demonstrate net
worth at application. It also allows the
department to exempt applicants or licensees from
net worth requirements.
Section 30. Amends AS 06.55.601 for consistency with
the Model Law regarding the suspension and revocation
of a license by deleting unnecessary language and
inserting new terms such as key individual and the
replacement of transmission for services.
Section 31. Amends AS 06.55.601 by adding a new
subsection (c) that allows a licensee to apply for
relief from a suspension or revocation of a license.
Section 32. Amends AS 06.55.602 for consistency with
the Model Law, replacing money services with money
transmission.
Section 33. Amends AS 06.55.602 by adding a new
subsection (c) for consistency with the Model Law
allowing an authorized delegate to apply for relief
from a suspension or revocation of a license.
Sections 34 - 36. Amends AS 06.55.603 for consistency
with the Model Law conforming language such as
deleting money services and inserting money
transmission.
Section 37. Amends AS 06.55.605 regarding civil
penalties allowing the department to assess its costs
and expenses for investigation.
1:45:38 PM
MR. FLEER continued.
Section 38. Amends AS 06.55.606(b) for consistency
with the Model Law conforming language such as
deleting money services and inserting money
transmission.
Section 39. Amends AS 06.55.606(c) for consistency
with the Model Law conforming language such as
deleting money services and inserting money
transmission.
Sections 40 and 41. Amends subsections of AS 06.55.607
to remove citations to AS 06.55.201, which is
repealed. The existing AS 06.55.201 contains the
currency exchange license requirements and this
license is being eliminated in the bill in favor of
one license type including currency exchange as a
money transmission activity.
Section 42. Amends AS 06.55.702(a) concerning hearings
for consistency with the Model Law deleting money
services and a citation to AS 06.55.702(b) which is
repealed in the bill.
Section 43. Amends AS 06.55.802 for consistency with
the Model Law revising licensing exclusions and
renames the section to exemptions. It adds new
exemption types and would allow the department to add
additional exemptions if it is in the public interest
creating consistency from state-to-state. It also adds
the term federally insurance depository financial
institution for consistency with other statutes the
division regulates under AS 06.60.990(9).
Section 44. Amends AS 06.55 by adding a new section AS
06.55.803 allowing the department to require a person
who claims an exemption to provide information and
documentation demonstrating the claimed exemption.
Section 45. Amends AS 06.55.810 regarding notices
requiring licensees and authorized delegates to
provide customers with notices of how to file a
complaint and allows the department to establish the
format and content required in the notices.
Section 46. Amends AS 06.55.810 by adding a new
subsection (d) that requires licensees and authorized
delegates include on a receipt or through disclosure
on the licensee's website or mobile application, the
name and phone number of the department and a
statement on how customers can contact the department
with questions or complaints.
Section 47. Amends AS 06.55 by adding a new section AS
06.55.815 concerning in-state determination of the
location of a person requesting a transaction.
Section 48. Repeals and reenacts AS 06.55.830
regarding receipts for consistency with the Model Law.
Subsections (a) (b) include content and format
requirements for transaction receipts and define
receipt. Receipts are required to be in English and
any other language principally used by the licensee or
authorized delegate to negotiate a transaction.
Subsection (c) describes exceptions to the receipt
requirement including stored value. Subsection (d)
provides a definition of receipt.
Section 49. Amends AS 06.55 to add a new section, AS
06.55.835 concerning timely transmission requiring
licensees to forward money received for transmission
in accordance with the agreement between the licensee
and sender unless the licensee determines there may be
fraud involved or another crime. The licensee is
required to respond to inquiries from the sender with
the reason for the failure to forward money unless
doing so violates a state or federal law.
Section 50. Repeals and reenacts AS 06.55.840
concerning refunds for consistency with the Model Law.
Section 51. Amends AS 06.55.850(b) for consistency
with the Model Law. The amendments are significant and
allow the department greater flexibility in the
assessment of fees.
Section 52. Amends AS 06.55.850(c) concerning
conducting a review annually of each fee level to
determine if fees are sufficient to cover the cost of
the administration of this chapter.
Section 53. Amends AS 06.55.850 by adding a new
subsection (f) that states an annual renewal fee must
be based on a licensee's total volume of money
transmission in the state with the annual renewal fee
to be determined by the department by regulation or
order.
Sections 54 - 61. Amends definitions found in AS
06.55.990 for consistency with the Model Law. Changes
include the incorporation of the words in this state
to ensure AS 06.55 protects Alaska consumers and
insuring revisions are made to align the language of
the Act with the model law. It also includes an
exception for a loyalty reward card, amends the
definition of control to at least 25% of ownership and
amends the definition of stored value.
Section 62. Amends AS 06.55.990 to renumber and add
definitions for terms introduced by the Model Law
including the following terms:
1. Accredited state
2. Acting in concert
3. Average daily money transmission liability
4. Bank Secrecy Act
5. Closed loop stored value
6. Control of virtual currency
7. Dollar equivalent
8. Eligible rating
9. Eligible rating service
10. Federally insured depository financial
institution
11. In this state 12. Individual 13. Key
individual 14. Passive investor 15. Payroll
processing services 16. Registry 17. Tangible
net worth 18. Virtual currency
Section 63. Amends AS 06.55.995 to refer to the Act or
Chapter as the Alaska Uniform Money Transmission
Modernization Act instead of the Alaska Uniform Money
Services Act.
Section 64. Amends AS 12.62.400(b) to read that an
applicant under AS 06.55 may submit fingerprints to the
registry.
Section 65. Repeals several sections in AS 06.55. AS
06.55.104 and AS 06.55.107 are repealed and reenacted in
Article 5 concerning prudential standards. All statutes in
Article 2 regarding currency exchange licenses are repealed
as the activity was added to the definition of money
transmission. AS 06.55.890 and AS 06.55.990 contains
definitions that are no longer necessary.
1:47:14 PM
MR. FLEER continued.
Section 66 68 are transitional provisions amending
uncodified law to avoid interference with existing
contracts, to allow a transitional period for holders of
existing money services licenses and for payroll
processors, to allow adoption of transitional regulations
by DCCED, and to instruct the revisor of statutes to amend
certain headings.
Section 69. Provides for an immediate effective date for
sec. 68, which would allow DCCED to begin the regulation
promulgation process.
Section 70. Provides for an effective date of January 1,
2024.
1:47:33 PM
MR. SCHMIDT offered some last thoughts, stating that SB 84 will:
protect consumers; reduce regulatory burden; adopt a model law
the industry drafted with state regulators; prevent federal
preemption by creating uniform statutes nationwide; and allow
the division to update fees to keep up with technology and
innovation in an ever-changing financial industry.
1:48:32 PM
SENATOR KIEHL referenced the provision in subsection (p) of
Section 15 relating to a person considered to have a controlling
influence over a licensee and is thus subject to background
checks. The bill establishes 25 percent as a controlling stake.
He asked if 25 percent was the right threshold.
MR. SCHMIDT acknowledged that 10 percent would be consistent
with the mortgage industry and other industries that the
division regulates.
SENATOR KIEHL referenced the exemption on page 45, line 17,
subsection (c)(2) relating to money received for transmission
that is not primarily for personal, family, or household
purposes. He asked whether Alaskans who receive their paychecks
in cryptocurrency would get a receipt because it was for
personal purposes or if that would be considered business
purposes.
MR. SCHMIDT deferred the question to Mr. Fleer or Ms. Reno.
1:51:30 PM
MR. FLEER offered his understanding that there would be receipt
requirements for a crypto transaction.
SENATOR KIEHL said he didn't believe a paycheck was a family or
household purpose.
MR. FLEER agreed it wasn't.
SENATOR KIEHL stated that it would not be considered a personal
purpose.
1:52:04 PM
SENATOR KIEHL asked about the exemption, also on page 45, in
subsection (c)(1) relating to money received for transmissions
subject to [12 C.F.R. Part 1005, Subpart B;] that is in the
federal consumer financial protection bureau. He asked what that
covers.
MR. FLEER said the information he sent to Senator Kiehl's office
should answer the question.
CHAIR CLAMAN asked him to send the information to all members of
the committee.
MR FLEER agreed.
1:53:27 PM
CHAIR CLAMAN held SB 84 in committee for further consideration.
| Document Name | Date/Time | Subjects |
|---|---|---|
| SB 84 version A 2.24.2023.PDF |
SJUD 4/21/2023 1:30:00 PM SJUD 5/1/2023 1:30:00 PM SJUD 5/5/2023 1:30:00 PM |
SB 84 |
| SB 84 Transmittal Letter 2.27.2023.pdf |
SJUD 4/21/2023 1:30:00 PM SJUD 5/1/2023 1:30:00 PM SJUD 5/5/2023 1:30:00 PM |
SB 84 |
| SB 84 Sectional Analysis version A 2.24.2023.pdf |
SJUD 4/21/2023 1:30:00 PM SJUD 5/1/2023 1:30:00 PM SJUD 5/5/2023 1:30:00 PM |
SB 84 |
| SB 84 Letters of Support - Received as of 3.23.2023.pdf |
SJUD 4/21/2023 1:30:00 PM SJUD 5/1/2023 1:30:00 PM SJUD 5/5/2023 1:30:00 PM |
SB 84 |
| SB 84 PowerPoint Presentation 4.21.2023.pdf |
SJUD 4/21/2023 1:30:00 PM SJUD 5/1/2023 1:30:00 PM SJUD 5/5/2023 1:30:00 PM |
SB 84 |
| SB 84 Fiscal Note DCCED-DBS 2.16.2023.pdf |
SJUD 4/21/2023 1:30:00 PM SJUD 5/1/2023 1:30:00 PM SJUD 5/5/2023 1:30:00 PM |
SB 84 |
| SB 128 version A 4.12.2023.PDF |
SJUD 4/21/2023 1:30:00 PM SJUD 5/12/2023 1:30:00 PM |
SB 128 |
| SB 128 Sponsor Statement version A 4.19.2023.pdf |
SJUD 4/21/2023 1:30:00 PM SJUD 5/12/2023 1:30:00 PM |
SB 128 |
| SB 128 Sectional Analysis version A 4.19.2023.pdf |
SJUD 4/21/2023 1:30:00 PM SJUD 5/12/2023 1:30:00 PM |
SB 128 |
| SB 128 Fiscal Note DFG-DCF 4.14.2023.pdf |
SJUD 4/21/2023 1:30:00 PM SJUD 5/12/2023 1:30:00 PM |
SB 128 |
| SB 128 Fiscal Note DOR-TAX 4.14.2023.pdf |
SJUD 4/21/2023 1:30:00 PM SJUD 5/12/2023 1:30:00 PM |
SB 128 |
| SB 128 Letters of Opposition - Received as of 4.21.2023 v.2.pdf |
SJUD 4/21/2023 1:30:00 PM |
SB 128 |
| SB 128 Letters of Support - Received as of 4.21.2023 v.2.pdf |
SJUD 4/21/2023 1:30:00 PM |
SB 128 |
| SB 128 Opposing Testimony - Received as of 4.24.2023 2_23 PM.pdf |
SJUD 4/21/2023 1:30:00 PM |
SB 128 |
| SB 128 Supporting Testimony - Received as of 4.24.2023 10_10 AM.pdf |
SJUD 4/21/2023 1:30:00 PM |
SB 128 |
| SB 128 Supporting Document - 2022 Kusko Situation Cover Letter & Report 2.17.2023.pdf |
SJUD 4/21/2023 1:30:00 PM SJUD 5/12/2023 1:30:00 PM |
SB 128 |
| SB 128 Supporting Document - Chum Decline Infographics 4.21.2023.pdf |
SJUD 4/21/2023 1:30:00 PM SJUD 5/12/2023 1:30:00 PM |
SB 128 |