00                            HOUSE BILL NO. 326                                                                          
01 "An Act requiring health care insurers to offer a child-only policy; and providing for an                               
02 effective date."                                                                                                        
03 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF ALASKA:                                                                
04    * Section 1. AS 21.42 is amended by adding a new section to read:                                                  
05            Sec. 21.42.420. Child-only health care coverage. (a) During each enrollment                                
06       period and, for late enrollees, within 30 days after qualifying for late enrollment, a                            
07       health care insurer that offers, issues for delivery, delivers, or renews health care                             
08       insurance in the individual market in this state, other than individual grandfathered                             
09       policies, shall offer for children who are residents of the state a child-only policy on a                        
10       guaranteed-issue basis without limitation or exclusion for a preexisting condition.                             
11            (b)  Coverage under a child-only policy does not include                                                     
12                 (1)  dependent coverage under a family plan; or                                                       
13                 (2)  excepted benefits as defined in AS 21.54.160.                                                      
14            (c)  In this section,                                                                                        

01                 (1)  "child" means an individual under 19 years of age;                                                 
02                 (2)  "enrollment period" means January 1 through March 31 of each                                       
03       year;                                                                                                             
04                 (3)  "grandfathered coverage" means health care coverage in place on                                    
05       March 23, 2010, consistent with sec. 1251, P.L. 111-148, 124 Stat. 119 (Patient                                   
06       Protection and Affordable Health Care Act) and regulations adopted under P.L. 111-                                
07       148, 124 Stat. 119 (Patient Protection and Affordable Health Care Act);                                           
08                 (4)  "late enrollee" means a child who has not obtained individual                                      
09       health care insurance because                                                                                     
10                      (A)  the child lost dependent coverage because of a termination                                    
11            of employment or change in employment status of the child or the person                                      
12            through whom the child was covered;                                                                          
13                      (B)  an employer stopped contributing to an employee's or a                                        
14            dependent's coverage;                                                                                        
15                      (C)  the person through whom the child was covered died;                                           
16                      (D)  the child's parents legally separated or divorced; or                                         
17                      (E)  the child is no longer eligible for a state or federal health                                 
18            care program.                                                                                              
19    * Sec. 2. AS 21.42.420 is repealed January 1, 2014.                                                                
20    * Sec. 3. The uncodified law of the State of Alaska is amended by adding a new section to                          
21 read:                                                                                                                   
22       TRANSITIONAL PROVISIONS. The initial enrollment period under AS 21.42.420,                                        
23 enacted by sec. 1 of this Act, begins 90 days after the effective date of this Act.                                     
24    * Sec. 4. This Act takes effect immediately under AS 01.10.070(c).