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CSSSSB 212(L&C): "An Act relating to automated teller machines and to night deposit facilities; and providing for an effective date."

00CS FOR SPONSOR SUBSTITUTE FOR SENATE BILL NO. 212(L&C) 01 "An Act relating to automated teller machines and to night deposit facilities; and 02 providing for an effective date." 03 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF ALASKA: 04 * Section 1. LEGISLATIVE FINDINGS AND INTENT. The legislature finds that the fees 05 charged for using automated teller machines could have a negative effect on the financial 06 institutions industry and consumers. The legislature intends to ensure that there is an efficient 07 and competitive automated teller machine market. 08 * Sec. 2. AS 45.45 is amended by adding new sections to read: 09 Article 8A. Automated Teller Machines and Night Deposit Facilities. 10  Sec. 45.45.600. Surcharges for use of automated teller machines. A bank 11 or other person who owns or operates an automated teller machine in this state may 12 not impose a surcharge on a customer for the use of the automated teller machine. In 13 this section, "surcharge" means a fee directly imposed on a customer by the owner or 14 operator of an automated teller machine as a result of the use of that machine if the

01 fee is not imposed for a similar in-person transaction. 02  Sec. 45.45.610. Safety evaluation. An operator of an automated teller 03 machine or a night deposit facility shall, at least once every year, evaluate the safety 04 of the installation. The evaluation must include a determination of 05  (1) the extent of violent criminal activity that has taken place in the 06 immediate neighborhood of the installation and whether the installation should be 07 moved to a safer location; 08  (2) whether the lighting for the installation complies with AS 45.45.620 09 and, if not, what changes will bring the lighting into compliance; 10  (3) whether landscaping, vegetation, or other obstructions within 50 feet 11 of the installation or within the parking area, if any, provided for customers pose a 12 hazard to the customers and the extent to which those hazards may be minimized by 13 the owner or operator of the automated teller machine or night deposit facility. 14  Sec. 45.45.620. Lighting requirements. (a) The operator of an automated 15 teller machine or night deposit facility shall provide lighting during the period that 16 begins 30 minutes after sunset and ends 30 minutes before sunrise for the area within 17 50 feet of the installation. Lighting at the face of the installation and extending in an 18 unobstructed direction outward five feet must equal at least 10 candle-foot power. 19 Lighting beyond that point but within 50 feet of the installation must equal at least two 20 candle-foot power. In addition, if the installation is located within 10 feet of the 21 corner of a building and is accessible by traveling along the adjacent side and around 22 that corner, lighting equal to at least two-candle foot power shall be provided along 23 the 40 feet of the adjacent side nearest to the corner. 24  (b) This section does not apply to an automated teller machine or night deposit 25 facility that is located 26  (1) inside a building, other than a freestanding structure that exists for 27 the sole purpose of providing an enclosure for the automated teller machine or night 28 deposit facility, except to the extent that a transaction can be conducted from outside 29 the building; or 30  (2) in an area that is not controlled by the operator. 31  Sec. 45.45.630. Notice to customers. A bank or other person who issues a

01 card, key, or other access device to enable customers to use an automated teller 02 machine or night deposit facility shall furnish the customer with a notice of basic 03 safety precautions that the customer should observe while using the installation. The 04 notice may be included with other information related to the access device furnished 05 to the customer. If an access device is provided to more than one customer for a 06 single account or set of accounts or on the basis of a single application or request for 07 the access device, only a single notice to one of the customers must be provided under 08 this section. 09  Sec. 45.45.690. Definitions. In AS 45.45.600 - 45.45.690, 10  (1) "automated teller machine" means an electronic information 11 processing device that accepts or dispenses cash in connection with a credit, deposit, 12 or convenience account, but does not include a device used primarily to facilitate 13 check guarantees or check authorizations, if the check guarantees or check 14 authorizations are used in connection with the acceptance or dispensing of cash on a 15 person-to-person basis such as by store cashier, or used for payment of goods and 16 services; 17  (2) "bank" has the meaning given in AS 06.05.540; 18  (3) "night deposit facility" means a receptacle that is provided by a 19 bank for the use of its customers in delivering cash, checks, or other items to the bank; 20  (4) "operator" means a bank or other person who operates an automated 21 teller machine or night deposit facility. 22 * Sec. 3. TRANSITION. AS 45.45.610 - 45.45.630, enacted in sec. 2 of this Act, do not 23 apply until July 1, 2000 with respect to an automated teller machine or night deposit facility 24 that is in operation on the effective date of this Act. 25 * Sec. 4. This Act takes effect July 1, 1998.