00 SENATE BILL NO. 158                                                                                                     
01 "An Act relating to motor vehicle liability insurance covering a person who has                                         
02 had the person's driver's license revoked."                                                                             
03 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF ALASKA:                                                                
04    * Section 1.  AS 21.36.210(a) is amended to read:                                                                    
05  (a)  An insurer may not exercise its right to cancel a policy of personal                                             
06 automobile insurance except for the following reasons:                                                                  
07   (1)  nonpayment of premium; or                                                                                       
08   (2)  the driver's license or motor vehicle registration of either the named                                          
09 insured or of an operator who resides in the same household as the named insured or                                     
10 who customarily operates a motor vehicle insured under the policy has been under                                        
11 suspension or revocation during the policy period or, if the policy is a renewal, during                                
12 its policy period or the 180 days immediately preceding its effective date; this                                       
13 paragraph does not apply to administrative revocation as described under                                                
14 AS 21.89.023.                                                                                                          
01    * Sec. 2.  AS 21.89 is amended by adding a new section to read:                                                      
02  Sec. 21.89.023.  Motor vehicle insurance following driver's license                                                   
03 revocation.  (a)  Notwithstanding AS 21.36.210, an insurer offering insurance in this                                   
04 state may not (1) refuse to issue or renew motor vehicle liability insurance coverage;                                  
05 (2) cancel an existing policy of motor vehicle liability insurance; (3) deny a covered                                  
06 claim; or (4) increase the premium on a motor vehicle liability insurance policy if the                                 
07 refusal, cancellation, denial, or increase results only from the fact that the person's                                 
08 driver's license was revoked under AS 28.15.183, 28.15.185, or 28.15.187.                                               
09  (b)  The provisions of (a) of this section may not prevent an insurer from                                            
10 underwriting or rating for a loss experience in the same manner as it would for a                                       
11 person who has not had the person's driver's license revoked under AS 28.15.183,                                        
12 28.15.185, or 28.15.187.                                                                                                
13    * Sec. 3.  This Act applies to a policy of insurance that is entered into or renewed on or                           
14 after the effective date of this Act.