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34th Legislature(2025-2026)

Bill History/Action for Legislature

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  • Bill SB 39
  • Current Status (H) FIN
  • Status Date 04/16/2025
  • Bill Version CSSB 39(FIN)
  • Short Title LOANS UNDER $25,000; PAYDAY LOANS
  • Sponsor(S) SENATORS DUNBAR, Tobin, Gray-Jackson, Kawasaki

  • Title "An Act relating to loans in an amount of $25,000 or less; relating to financial institutions; relating to the Nationwide Multistate Licensing System and Registry; relating to pawnbroker licensing exemptions; relating to deferred deposit advances; relating to computing interest; and providing for an effective date."
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Full Text of SB 39 Intro/ Offered Passed
Version Amended Name PDF Date House Senate
SB0039A SB 39 pdf
SB0039B CSSB 39(L&C) pdf
SB0039C CSSB 39(FIN) pdf

Fiscal Action Summary

SB 39 Published
Fiscal Note Preparer Date Chamber Fiscal Impact Cmte Report Approp Bill
pdf Fiscal Note 1 Commerce, Community & Econ. Dev. S Y SL&C
pdf Fiscal Note 2 Commerce, Community & Econ. Dev. S Y SFIN

Bill Amendments Summary

  • Bill : SB 39

Amendments that are adopted are incorporated into the next version of the bill.
PDF versions of the amendment may have slight variations from the Journal entry. The Journal should be considered the authoritative version.

Action Journal
Amendment Chamber Action Date Page PDF

House and Senate Minutes/Recordings

  • Bill : SB 39
Meeting Date Start Time Title Meeting Details
4/9/2025 9:00 AM SENATE FINANCE Audio/Video
3/20/2025 9:00 AM SENATE FINANCE Audio/Video
2/24/2025 1:30 PM SENATE LABOR & COMMERCE Audio/Video
2/19/2025 1:30 PM SENATE LABOR & COMMERCE Audio/Video

Documents for Bill SB 39 34th Legislature

Additional documents may be added - continue to check back.

Document Name Date/Time Subjects
SB 39 RBFC AK SB 39 Opposition Letter (2).pdf SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 RBFC AK SB 39 Opposition Letter.pdf SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 2025 04 07 OLA Letter to Sen Kaufman re SB 39.pdf SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 work draft version I.pdf SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 Explanation of Changes ver. N to ver. I April 7 2025.pdf SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 mark up rate calculation TILA.pdf SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 INFiN AK Statement.3.20.25.pdf SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 CRL Written Response re AK SB 39.pdf SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 Watson Testimony.pdf SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 2025 03 31 OLA Ltr re SB 39 Testimony Inaccuracies.pdf SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 03.26.25 SFIN Follow-Up to 03.20.25 Hearing.pdf SFIN 3/20/2025 9:00:00 AM
SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 AFSA comment letter - AK SB 39 rate caps 03.20.2025.pdf SFIN 3/20/2025 9:00:00 AM
SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 Miller Testimony 2025.pdf SFIN 3/20/2025 9:00:00 AM
SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 Hudson Cook Testimony.pdf SFIN 3/20/2025 9:00:00 AM
SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 Opposition Testimony ILPA AK.pdf SFIN 3/20/2025 9:00:00 AM
SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 OLA - Alaska Comment Letter.pdf SFIN 3/20/2025 9:00:00 AM
SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 Supporting Documents.pdf SFIN 3/20/2025 9:00:00 AM
SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 Summary of Changes Version N 2.25.2025.pdf SFIN 3/20/2025 9:00:00 AM
SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 Sponsor Statement Version N 2.25.2025.pdf SFIN 3/20/2025 9:00:00 AM
SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 Sectional Analysis version N 2.25.2025.pdf SFIN 3/20/2025 9:00:00 AM
SFIN 4/9/2025 9:00:00 AM
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SB 39 Letters of Support 2.25.2025.pdf SFIN 3/20/2025 9:00:00 AM
SFIN 4/9/2025 9:00:00 AM
 		SB 39
SB 39 Comment Letter OMF 03.17.2025.pdf SFIN 3/20/2025 9:00:00 AM
 		SB 39
SB 39 Letters of Opposition 2.25.2025.pdf SFIN 3/20/2025 9:00:00 AM
SFIN 4/9/2025 9:00:00 AM
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SB39 Public Testimony-Email-Southwest Public Policy Institute 02.23.25.pdf SL&C 2/24/2025 1:30:00 PM
 		SB 39
SB39 Public Testimony-Letter-AFSA 02.24.25.pdf SL&C 2/24/2025 1:30:00 PM
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SB39 Public Testimony-Letter-AARP 02.20.25.pdf SL&C 2/24/2025 1:30:00 PM
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SB39 Public Testimony-Letter-ILPA 02.18.25.pdf SL&C 2/24/2025 1:30:00 PM
 		SB 39
SB39 Public Testimony-Letter-AKPIRG 02.19.25.pdf SL&C 2/24/2025 1:30:00 PM
 		SB 39
SB39 Public Testimony-Letter-OLA 02.18.25.pdf SL&C 2/24/2025 1:30:00 PM
 		SB 39
SB39 Public Testimony-Letter-INFiN 02.19.25.pdf SL&C 2/24/2025 1:30:00 PM
 		SB 39
SB39 Draft Proposed Amendment ver A.1.pdf SL&C 2/19/2025 1:30:00 PM
 		SB 39
SB39 ver A.pdf SL&C 2/19/2025 1:30:00 PM
 		SB 39
SB39 Sponsor Statement verA 02.10.25.pdf SL&C 2/19/2025 1:30:00 PM
 		SB 39
SB39 Sectional Analysis ver A 02.12.25.pdf SL&C 2/19/2025 1:30:00 PM
 		SB 39
SB39 Public Testimony-Email-Tracy Fischbach 02.09.25.pdf SL&C 2/19/2025 1:30:00 PM
 		SB 39
SB39 Public Testimony-Combined as of 01.31.25.pdf SL&C 2/19/2025 1:30:00 PM
 		SB 39
SB39 Fiscal Note-DCCED-DBS-02.14.25.pdf SL&C 2/19/2025 1:30:00 PM
 		SB 39
Jrn Date Jrn Page Text
36 (S) PREFILE RELEASED 1/10/25
36 (S) READ THE FIRST TIME - REFERRALS
36 (S) L&C, FIN
146 (S) COSPONSOR(S): TOBIN, GRAY-JACKSON, KAWASAKI
Text (S) LABOR & COMMERCE at 01:30 PM BELTZ 105 (TSBldg)
Text (S) Heard & Held
Text (S) LABOR & COMMERCE at 01:30 PM BELTZ 105 (TSBldg)
Text (S) Moved CSSB 39(L&C) Out of Committee
361 (S) L&C RPT CS 3NR 2DP SAME TITLE
361 (S) NR: BJORKMAN, MERRICK, YUNDT
361 (S) DP: DUNBAR, GRAY-JACKSON
361 (S) FN1: (CED)
Text (S) FINANCE at 09:00 AM SENATE FINANCE 532
Text (S) Heard & Held
Text (S) FINANCE at 09:00 AM SENATE FINANCE 532
Text (S) Moved CSSB 39(FIN) Out of Committee
781 (S) FIN RPT CS 3DP 4NR NEW TITLE
781 (S) DP: OLSON, HOFFMAN, KIEHL
781 (S) NR: STEDMAN, KAUFMAN, CRONK, MERRICK
781 (S) FN2: (CED)
781 (S) RULES TO CALENDAR 4/14/2025
859 (S) READ THE SECOND TIME
859 (S) FIN CS ADOPTED UC
859 (S) ADVANCED TO THIRD READING 4/15 CAL
877 (S) READ THE THIRD TIME CSSB 39(FIN)
878 (S) PASSED Y14 N6
878 (S) EFFECTIVE DATE(S) SAME AS PASSAGE
882 (S) TRANSMITTED TO (H)
882 (S) VERSION: CSSB 39(FIN)
809 (H) READ THE FIRST TIME - REFERRALS
809 (H) FIN
809 (H) REFERRED TO FINANCE
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