HOUSE FINANCE COMMITTEE February 22, 1996 1:41 P.M. TAPE HFC 96-47, Side 1, #000 - end. TAPE HFC 96-47, Side 2, #000 - end. TAPE HFC 96-48, Side 2, #000 - 485. CALL TO ORDER Co-Chair Mark Hanley called the House Finance Committee meeting to order at 1:41 p.m. PRESENT Co-Chair Hanley Representative Mulder Representative Brown Representative Navarre Representative Kelly Representative Parnell Representative Kohring Representative Therriault Representative Martin Co-Chair Foster and Representative Grussendorf were absent from the meeting. ALSO PRESENT Anne Carpeneti, Assistant Attorney General, Criminal Division, Department of Law; Jerry Luckhaupt, Legislative Legal Counsel, Legislative Affairs Agency; Jerry Shriner, Special Assistant, Department of Corrections; Willis Kirkpatrick, Director, Division of Banking, Securities and Corporations, Department of Commerce and Economic Development; Arthur H. Snowden, II, Administrative Director, Alaska Court System; George Dosier, Staff, Representative Kott; John Higgins, General Manager, Northland Credit; John Shibe, National Bank of Alaska; Chris Christensen, Staff Counsel, Alaska Court System. SUMMARY HB 75 An Act relating to criminal mischief. CSHB 75 (FIN) was reported out of Committee with a "do pass" recommendation and with nine fiscal impact notes; three by the Department of Health & Social Services, dated 1/30/96; one by the Department of Law, dated 1/30/96; one by the Alaska Court System, dated 1/30/96; two by the Department of Public Safety, dated 1/30/96; one by the House Finance Committee for the Department of 1 Corrections; and one by the Department of Administration. HB 204 An Act relating to the administrative revocation of a minor's license to drive; creating criminal offenses of minor operating a vehicle after consuming alcohol, a minor's refusal to submit to chemical test, and driving during the 24 hours after being cited for minor operating a vehicle after consuming alcohol; establishing penalties for these offenses; and relating to implied consent to certain testing if operating a motor vehicle, aircraft, or watercraft. CSHB 204 (FIN) was reported out of Committee with a "do pass" recommendation and with five zero fiscal notes, one by the Department of Law, and two by the Department of Administration; two by the Department of Public Safety; and with a fiscal impact note by the Alaska Court System. HB 319 An Act relating to the regulation of small loan and retail installment transactions. CSHB 319 (FIN) was reported out of Committee with a "do pass" recommendation and with a zero fiscal note by the Department of Commerce and Economic Development, dated 2/2/96. HB 437 An Act establishing the Judicial Officers Compensation Commission; relating to the compensation of supreme court justices, judges of the court of appeals, judges of the superior court, and district court judges; and providing for an effective date. CSHB 437 (FIN) was reported out of Committee with "no recommendation" and with a zero fiscal note by the Alaska Court System, dated 1/30/96; and with a fiscal impact note by the Office of the Governor. HOUSE BILL 75 An Act relating to criminal mischief. Co-Chair Hanley provided members with a committee substitute for HB 75, Work Draft #9-LS0369\O, dated 2/15/96 (copy on file). ANNE CARPENETI, ASSISTANT ATTORNEY GENERAL, DEPARTMENT OF LAW reviewed the committee substitute. She noted that the Committee discussed the inclusion of vehicles that would be 2 covered under the felony vehicle theft provision during the 2/13/95 meeting. This information was added on page 1, line 12 of the work draft. She added that page 2, line 30 provides for vehicle theft in the second degree. She observed that vehicles not specified under vehicle theft in the first degree would be covered under vehicle theft in the second degree. She clarified that snow machines fit under vehicle theft in the second degree. Second degree theft is an A misdemeanor with a maximum sentence of up to a $5,000 thousand dollar fine and one year in jail. Representative Mulder MOVED to adopt Work Draft #9-LS0369\O, dated 2/15/96. There being NO OBJECTION, it was so ordered. Representative Mulder prepared a House Finance Committee fiscal note for the Department of Corrections (Attachment 1). He explained that the House Finance Committee fiscal note was based on assumptions used in the Department of Corrections' fiscal note for SB 14. Senate Bill 14 was introduced in 1995 by Senator Leman. Senate Bill 14 also addressed criminal mischief. Ms. Carpeneti characterized HB 75 as a "tougher" bill than SB 14. She observed that HB 75 raises the offense of vehicle theft from a class A misdemeanor to a class C felony. She estimated that this change will result in additional costs. Representative Mulder maintained that the costs would not be greater. He provided members with copies of the Department of Corrections' fiscal note for SB 14 (Attachment 2). Discussion ensued regarding the provisions of SB 14. JERRY LUCKHAUPT, LEGISLATIVE LEGAL COUNSEL, LEGISLATIVE AFFAIRS AGENCY clarified that CSSB 14 (JUD), vetoed by the Governor, retained the existing penalty structure for juveniles. He observed that the original draft of SB 14 would have revised the penalty structure. The original draft more closely resembled HB 75. Representative Mulder pointed out that Attachment 2 was drafted based on the original version of SB 14. He maintained that the provisions of SB 14 can be compared for fiscal impact. JERRY SHRINER, SPECIAL ASSISTANT, DEPARTMENT OF CORRECTIONS, DEPARTMENT OF CORRECTIONS discussed Attachments 1 and 2. He explained that the calculations used in the fiscal note for SB 14 did not take into account the number of second time felons that would be presumptively sentenced to a minimum of four years. Thirty-two of one hundred and sixty offenders prosecuted under felony car theft in HB 75 are estimated to 3 be second time offenders. Representative Mulder provided members with assumptions used in preparations of the House Finance Committee fiscal note for the Department of Corrections, HB 75 (Attachment 3). He maintained that the assumptions used by the Department of Corrections were excessive. He observed that the Department estimated that it will cost $107 dollars a day to house these offenders. He reviewed assumptions used in Attachment 3. He estimated that it will cost $57 dollars a day to house second time offenders. The fiscal note authorizes 1.4 new positions. He clarified that the House Finance Committee fiscal note was based on assumptions used in the fiscal note prepared by the Department of Corrections for SB 14, regarding the number of offenders and days served. Mr. Shriner noted that the Department estimated that 32 out of 160 offenders would be second time offenders which would be incarcerated for a minimum of 90 days. He stressed that $107 dollars a day is the Department's best guess regarding what it costs to operate. He stated that CRC's and probation costs would be more than $1.0 million dollars even if the prison time was eliminated. The fiscal note prepared by Representative Mulder for the House Finance Committee estimates a cost of $801.0 thousand dollars for the Department of Corrections. The Department's fiscal note estimates a cost of $1.306.7 million dollars. Representative Brown noted that state prisons are at capacity. She questioned how the cost of incarceration could be zero. Representative Mulder stated that every institution is not at full capacity. He maintained that the 32 offenders can be absorbed into existing institutions. He asserted that there is elasticity in the Department in regards to cost. He maintained that 32 extra offenders are not going to increase the Department's cost of doing business. Representative Brown expressed doubt that the Department could absorb 32 prisoners without additional cost. In response to a question by Representative Kelly, Representative Mulder reiterated factors used in the calculations of the fiscal note. Representative Mulder MOVED to report CSHB 75 (FIN) out of Committee with individual recommendations and with the accompanying fiscal notes, with the exception of the fiscal note for the Department of Corrections. There being NO OBJECTION, it was so ordered. Representative Mulder MOVED to adopt the $801.0 thousand dollar House Finance Committee fiscal note for the 4 Department of Corrections. Representative Brown OBJECTED. A roll call vote was taken on the MOTION. IN FAVOR: Kelly, Kohring, Martin, Mulder, Navarre, Parnell, Therriault, Hanley OPPOSED: Brown Co-Chair Foster and Representative Grussendorf were absent from the vote. The MOTION PASSED (8-1). CSHB 75 (FIN) was reported out of Committee with a "do pass" recommendation and with nine fiscal impact notes; three by the Department of Health & Social Services, dated 1/30/96; one by the Department of Law, dated 1/30/96; one by the Alaska Court System, dated 1/30/96; two by the Department of Public Safety, dated 1/30/96; one by the House Finance Committee for the Department of Corrections; and one by the Department of Administration. HOUSE BILL NO. 437 "An Act establishing the Judicial Officers Compensation Commission; relating to the compensation of supreme court justices, judges of the court of appeals, judges of the superior court, and district court judges; and providing for an effective date." Representatives Brown and Parnell provided members with Amendment 1 (Attachment 4). Representative Brown explained Amendment 1. She noted that the first portion of the amendment on page 2, lines 23 -25 restate qualifications for membership on the Commission. She stressed that qualifications would be more flexible. "An economist" was changed to "one person with experience in economics", "business executive" was changed to "one person with experience in business", and "lawyer" was changed to "one attorney licensed to practice law in this state". ARTHUR H. SNOWDEN, II, ADMINISTRATIVE DIRECTOR, ALASKA COURT SYSTEM spoke in support of the first portion of the amendment. Representative Brown noted that the second part of the amendment would amend the time an order changing the compensation of a justice or judge would take effect. She observed that the legislation states that an order would take effect unless it is disapproved in its entirety in 60 days. She noted that the amendment would delete "within 60 days after" and insert "on or before the last day of the legislative session." She maintained that the amendment 5 would allow a coordinated decision between disapproving legislation and the budget. Representative Brown asserted that if the Legislature did not act and the change of compensation was not funded in the budget that the Alaska Court System would have to absorb any costs associated with the order in their budget. She stressed that the intent is to make a decision, up or down, and coordinate the decision in the budget. Mr. Snowden emphasized that there would not be enough time to include the change in compensation in the budget if it was not approved prior to the end of session. He suggested that 80 or 85 days would allow time to include this item in the House Budget. He stressed the difficulty of adding items to the budget late in the process. Co-Chair Hanley referred to Amendment 2 by Representative Brown (Attachment 5). He questioned if the order changing the compensation was not specifically appropriated and the Legislature fails to enact legislation disapproving the order would the Alaska Court System absorb the change in its budget. Mr. Snowden stated that there would be an obligation to provide the pay raise to judges. He stated that the raise would be paid from the Alaska Court System's budget. Co-Chair Hanley noted that the issue becomes an appropriation choice. Mr. Snowden emphasized that without a date for consideration of the appropriation "it is up in the air". Representative Brown stated that there should be a separate appropriation. Co-Chair Hanley suggested that Amendment 1 be divided. Representative Brown MOVED to divide Amendment 1. There being NO OBJECTION, it was so ordered. Representative Brown MOVED to adopt Amendment 1A, amending page 2, lines 23 - 25. There being NO OBJECTION, it was so ordered. Representative Martin spoke in support of providing the legislature with the maximum amount of flexibility. He stressed that salary raises for judges should be analyzed with the total budget. Representative Mulder suggested that "on or before the last day of the legislative session" be inserted into Amendment 2 and "within 60 days after" be deleted. Representative Navarre suggested that the order take effect on the date of a separate appropriation to fund the increase. He noted that two steps would be taken. First 6 the increase would be turned down if the legislature disapproves the order. Secondly, the order would be turned down if it is not included in a separate appropriation. CHRIS CHRISTENSEN, STAFF COUNSEL, ALASKA COURT SYSTEM explained that the Court has held that to be constitutional there has to be a two step process. He noted that the Court did not address whether the steps can run concurrently. Mr. Snowden questioned if problems would occur from one legislature binding another if both actions do not take place in the same year. He emphasized that if the Legislature does not disapprove of the Commission's recommendations that the raise would be 12 months later. (Tape Change, HFC 96-47, Side 2) Mr. Snowden estimated that the Legislature will take as much time as is given to act. Co-Chair Hanley questioned if a bill disapproving the recommendations would be passed prior to 90 days. He suggested that the most likely scenario is that the decision will be made in the budget process. Mr. Snowden asked the Committee to consider inserting 110 days in order to allow the conference committee time to consider the item. Representative Martin did not feel that this item should be treated differently from other items. Co-Chair Hanley stated that if the Legislature does not take action then the Executive Director of the Alaska Court System will argue that the item was approved because it was not disapproved. Representative Navarre expressed concern that on or before the last day of the session would not allow adequate time for the recommendations to be incorporated into the budget if they are not disapproved. He noted that if an item is not in either the House or Senate budget it cannot be added in conference committee. He suggested that disapproval should be by 90 or 100 days in order to allow time for a budget amendment. Representative Mulder MOVED to adopted amended Amendment 2: "(c) An order changing the compensation of a justice or judge takes effect unless a bill disapproving the order in its entirety is enacted into law on or before the last day of the legislative session in which the order is submitted to the legislature. Unless disapproved, an order increasing the compensation of a justice or judge is subject to funding through legislative appropriation and takes effect on the effective 7 date of the first separate appropriation to fund the increase." Representative Navarre OBJECTED. A roll call vote was taken on the MOTION. IN FAVOR: Brown, Kohring, Martin, Mulder, Parnell, Therriault, Hanley OPPOSED: Navarre Co-Chair Foster and Representatives Kelly and Grussendorf were absent from the vote. The MOTION PASSED (7-1). Representative Navarre stated that salary recommendations for the Legislature should be contained in similar legislation. He noted the political nature surrounding legislative salaries. He gave a brief history of legislative salary levels. He suggested that the inclusion of legislative salary recommendations in similar legislation would allow for objective deliberation regarding fair compensation. Representative Martin noted that the public expects the Legislature to set salary levels for state employees. Representative Mulder MOVED to report CSHB 437 (FIN) out of Committee with individual recommendations and with the accompanying fiscal notes. CSHB 437 (FIN) was reported out of Committee with "no recommendation" and with a zero fiscal note by the Alaska Court System, dated 1/30/96; and with a fiscal impact note by the Office of the Governor. HOUSE BILL 75 An Act relating to criminal mischief. Representative Mulder clarified that CSHB 75 (FIN) and the original version of SB 14 were both tougher than CSSB 14 (JUD) which was vetoed by the Governor after the last session. HOUSE BILL NO. 319 "An Act relating to the regulation of small loan and retail installment transactions." GEORGE DOSIER, STAFF, REPRESENTATIVE PETE KOTT testified in support of HB 319. He gave a brief overview of HB 319. He noted that HB 319 addresses the Alaska's Small Loan Act and the Retail Installment Sales Act. He observed that under 8 the Small Loan Act HB 319: * Increases the application fee from $400.0 hundred dollars to $1.0 thousand dollars: * Authorizes multiple office licenses and establishes 10 offices as the maximum number of offices eligible under one license; * Increases the annual license fee from $200 to $500 hundred dollars in the case of a single office and allows a multiple office license of $2.0 thousand dollars; * Increases liquid asset requirements from $20.0 to $25 thousand dollars; and clarifies that an equivalent amount must be available for each office licensed under a multiple office license; * Increases the bond requirement from $5.0 to $20.0 thousand dollars; and clarifies that only one bond is required for a multiple office license; * Allows licensees to maintain books and records consistent with contemporary data processing and accounting methods (the licensee would not have to maintain separate books for associated business); * Clarifies regulations regarding splitting of loans (husbands and wives may receive separate loans); and * Broadens the scope of non-interest fees that lenders may charge borrowers and increases the amount of late payment fees that may be charged from 10 percent or $15 dollars to 10 percent or $25 dollars whichever is less. Mr. Dosier explained that HB 319 would permit the charge of reasonable costs and fees for appraisals, surveys, and title insurance and reports on loans of $10.0 thousand dollars or less where real property is taken as collateral. This would also apply to loans over $10.0 thousand dollars even in cases where real collateral is not taken for the loan. He added that reasonable attorney fees, actual expenses and costs would be allowed in connection to the collection of a delinquent loan or foreclosure. Mr. Dosier noted the effects of HB 319 on the Retail Installment Sales Act: * Clarifies and broadens the scope of fees and 9 charges that may be imposed in connection with transactions, including late fees, collection charges and dishonored check charges which are not currently allowed; and * Amends current law to permit lenders to charge interest rates at whatever rate the parties agree to charge. Representative Navarre referred to the increased bond requirement. Mr. Dosier clarified that currently all licensees pay a $5.0 thousand dollar bond. Representative Navarre noted that a business with five offices currently maintains a $25.0 thousand dollar bond. Under the bill they would still need a $25.0 thousand dollar bond. He pointed out that small operations would be penalized. He asked the justification for the change. Representative Brown noted that the legislation would remove limits on interest. She questioned if the rate could be changed without the agreement of both parties. Mr. Dosier stated that notification of term changes would pertain to future use of the card. The terms are established by agreement. WILLIS KIRKPATRICK, DIRECTOR, DIVISION OF BANKING, SECURITIES AND CORPORATIONS, DEPARTMENT OF COMMERCE AND ECONOMIC DEVELOPMENT stated that the Small Loan Act needs to be addressed. He noted that the legislation is a collaboration between the Division and businesses. He observed that the Act was enacted at statehood. He observed that the bond requirement was raised to reflect the maximum personal loan a small loan company can make. Representative Navarre pointed out that one bond could pertain to 10 separate offices. Mr. Kirkpatrick observed that currently each office has their own license and bond. He noted that there has not been an action against a bond since he began working with the Division in 1968. Representative Navarre reiterated multiple licensees would have an economic advantage. Representative Brown asked Mr. Kirkpatrick to discuss interest rates. Mr. Kirkpatrick maintained that if one side of the balance sheet is deregulated that the other side of the balance sheet should be deregulated. He noted that interest rates are highly competitive. He observed that interest rates are imported from other states. He emphasized that the Division receives a lot of applications from merchants that want to become small loan companies. He maintained that Alaskan businesses want to compete in the market place but cannot compete using the Alaska Retail Installment Sales Act. He noted that one company in 10 Anchorage offers computers at no money down with an interest rate of 21 percent. He stressed that competition determines the interest rate. Representative Navarre asked why the fiscal note by the Department of Commerce and Economic Development is zero. He asked if the Division has any concerns. Mr. Kirkpatrick told the Committee that he would provide them with an updated fiscal note explaining why it is at zero. He observed that application fees will be increased from $400.0 to $1.0 thousand dollars. The legislation also allows the Department to charge actual expenses. He stated that he did not foresee any substantial increase in actual expenses. He stated that any expected impact will be positive. He could not estimate the actual impact of the legislation. Representative Navarre asked how many single offices would have fees reduced by going to a multiple license and how many offices would have their fees raised by 150 percent. Mr. Kirkpatrick noted that there are 18 licensees. Norwest is the only licensee which has multiple offices. (Tape Change, HFC 96-48, Side 1) Representative Navarre asked if the Division has suggestions for improvement. Mr. Kirkpatrick responded that the Department is in total agreement with the legislation. He observed that some adjustments were made through the debate process. He noted that the Division met with members of the industry on several occasions. JOHN HIGGINS, GENERAL MANAGER, NORTHLAND CREDIT CORPORATION testified in support of HB 319. He noted that he is also speaking on behalf of the Alaska Consumer Financial Services Association. He explained that the difference between a $5.0 and $25.0 thousand dollar bond is only $100.0 hundred dollars a year in premiums. He maintained that the license fee cost is reasonable and in line with other states. He reviewed highlights of HB 319. He stressed that joint loan provisions are currently restrictive. House Bill 319 would allow more than one open account with the same party or a spouse. He observed that currently only 30 day incremental payment cycles are allowed between payments. He suggested that this is restrictive to seasonal workers. He noted that increased fees for insufficient fund checks will assure that costs are passed on to non-payers. He restated that HB 319 will allow a competitive interest rate structure to meet competition with outside companies that export their rates into the state of Alaska. He requested that the Committee add an immediate effective date. 11 Mr. Higgins emphasized that HB 319 would create and retain jobs in Alaska's financial industry and provide more financing to local communities. He stressed that HB 319 would provide credit to a broader base of Alaskan consumers. JOHN SHIBE, EXECUTIVE VICE PRESIDENT, NATIONAL BANK OF ALASKA, NORTHLAND CREDIT CORPORATION spoke in support of HB 319. He noted that the material has been well represented. In response to a question by Representative Therriault, Mr. Kirkpatrick stated that an immediate effective date would have no impact on the agency. Representative Brown asked how the legislation would change the late fee authorization. Mr. Higgins stated that currently it is unclear if late fees are authorized. The industry does not charge a late fee at this time. He observed that Section 13 clarifies what can be done. He clarified that Section 13 applies to the Retail Installment Sales Act. Representative Brown noted that the legislation allows for a "reasonable" charge. She questioned what is reasonable. Mr. Higgins stated that a dollar amount was not inserted because of the changing nature of the industry. Representative Brown suggested that the Department could use regulations to determine what is "reasonable". Representative Brown asked what recourse a consumer would have it they felt they were charged an unreasonable fee. Mr. Higgins stated that they could contact the company. He explained that it would not be under the Division's regulation. He observed that the consumer has the ability to go to the State Attorney General or other agencies to voice their concerns. Mr. Shibe added that late fees have to be disclosed. SUSAN BIZE, GOVERNMENT RELATIONS, CREDIT DEPARTMENT, JC PENNY INC. testified via the teleconference network. She spoke in support of HB 319. She explained that late fees are agreed to once the charge account has been used. She restated that the purpose of HB 319 is to allow Alaskan retailers to effectively compete with out-of-state vendors who are importing rates into the State. Representative Therriault MOVED to adopt an immediate effective date. There being NO OBJECTION, it was so ordered. Representative Therriault MOVED to report CSHB 319 (FIN) out of Committee with individual recommendations and with the accompanying fiscal notes. There being NO OBJECTION, it was so ordered. 12 CSHB 319 (FIN) was reported out of Committee with a "do pass" recommendation and with a zero fiscal note by the Department of Commerce and Economic Development, dated 2/2/96. HOUSE BILL NO. 204 "An Act relating to the administrative revocation of a minor's license to drive; creating criminal offenses of minor operating a vehicle after consuming alcohol, a minor's refusal to submit to chemical test, and driving during the 24 hours after being cited for minor operating a vehicle after consuming alcohol; establishing penalties for these offenses; and relating to implied consent to certain testing if operating a motor vehicle, aircraft, or watercraft." Ms. Carpeneti spoke in support of HB 204. She noted that the legislation creates three new offenses: * It establishes a "zero tolerance level" for minors who consume alcohol and operate a motor vehicle, aircraft or watercraft. The legislation created an infraction for minors operating a vehicle under the influence of alcohol, with a penalty of not more than $1,000 thousand dollars and community work service; * Creates a separate infraction for the refusal to take a breath test; * Creates an offense for operating a motor vehicle within 24 hours of having been cited for drinking and driving as a juvenile; and * Provides for administrative revocation of an operator's license or privilege to drive for having driven with any amount of alcohol for a person under the age of 21. Ms. Carpeneti maintained that the legislation was created to ensure safety. She observed that juveniles represent a higher percentage than their population group in traffic accidents and fatalities. She added that the State will loose federal highway funds if a zero tolerance bill is not passed by the fall of 1997. Ms. Carpeneti provided members with Amendment 1 (Attachment 6). She noted that Amendment 1 would correct an oversight in the legislation. She explained that the amendment would provide for an administrative revocation of an operator's 13 license after being cited for refusal to take a breath test. The amendment also provides that a person that has been cited for refusal to take a breath test may not drive for 24 hours after having been cited for the offense. Ms. Carpeneti provided members with Amendment 2 (Attachment 7). She explained that the Court ruled in Booth versus State, that the possibility of imposition of community work service on a person who is charged with an offense raises the requirement of court appointed counsel and right to a jury trial. The Department would like to litigate this ruling. She observed that the legislation provides for penalties of up to a $1,000 thousand dollar fine and community work service. She stated that the Department does not want to have to provide for court appointed counsel. The amendment would take effect upon the decision of the Court. The amendment would impose up to a $1,000 dollar fine and allow the offender to choose to work the fine off with community service. This would be contingent on the Court's final decision that the offenses being created in the bill do trigger the right to court appointed counsel and a jury trial. She further discussed the Court's ruling. She noted that the penalties were drafted to be infractions in order to not trigger the procedure safeguards due to the expense of counsel and jury trials. Ms. Carpeneti discussed other related cases. She noted that "use it and loose it" legislation passed in 1995, provided that a person under 21 who drinks automatically comes under administration revocation of a motor operator's license. This also covers the use of drugs. She noted that the Court ruled that because of the possibility of administrative revocation of a motor operator's license that this legislation would also trigger the right to counsel and a jury trial. This issue is on appeal. In response to a question by Representative Brown, Ms. Carpeneti explained that when a person is stopped for driving under the influence a citation is issued which acts as a temporary license for 7 days to allow time to appeal. The legislation provides notification that the minor is not allowed to drive for 24 hours after having received the citation. Representative Mulder MOVED to adopt Amendment 1. There being NO OBJECTION, it was so ordered. Representative Mulder MOVED to adopt Amendment 2. There being NO OBJECTION, it was so ordered. Representative Mulder MOVED to report CSHB 204 FIN) out of Committee with individual recommendations and with the 14 accompanying fiscal notes. There being NO OBJECTION, it was so ordered. ADJOURNMENT The meeting adjourned at 3:40 p.m. 15