HB 12 GROUP HEALTH INS. FOR SMALL EMPLOYERS Number 165 CHAIR MACLEAN summarized HB 12 ("An Act relating to health insurance for small employers; and providing for an effective date.") saying the bill created a source of health insurance for all small employers in the state, guaranteeing access to health insurance but not mandating company participation. Number 215 REPRESENTATIVE VEZEY stated he was opposed to co-sponsoring this bill because it would drive up the cost of insurance by attempting to restrict the ability of insurance companies to exclude preconditions; meaning people that were healthy would pay more to subsidize those that were not. Number 232 REPRESENTATIVE B. DAVIS disagreed, stating that in the 24 states where this bill had been implemented, the overall costs had not increased because healthy people helped absorb the risks for those that were not able to get insurance on their own. She added that the bill was backed by the Chamber of Commerce representing small businesses. Number 262 CHAIR MACLEAN said, "There was one objection, so what we will do is, if we have consensus, then we will co-sponsor. But we will watch the progress, and we each have our own individual opinions on it. I believe that this is a good start; it does afford access to it, so we all have our personal opinions on bills." (CHAIR MACLEAN did not officially announce the committee's decision. The committee aide later confirmed that the committee would not be co-sponsoring HB 12.)