Legislature(2025 - 2026)

05/18/2025 06:33 PM House FIN


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* first hearing in first committee of referral
+ teleconferenced
= bill was previously heard/scheduled
                  HOUSE FINANCE COMMITTEE                                                                                       
                       May 18, 2025                                                                                             
                         6:33 p.m.                                                                                              
                                                                                                                                
                                                                                                                                
6:33:21 PM                                                                                                                    
                                                                                                                                
CALL TO ORDER                                                                                                                 
                                                                                                                                
Co-Chair Foster called the House Finance Committee meeting                                                                      
to order at 6:33 p.m.                                                                                                           
                                                                                                                                
MEMBERS PRESENT                                                                                                               
                                                                                                                                
Representative Neal Foster, Co-Chair                                                                                            
Representative Andy Josephson, Co-Chair                                                                                         
Representative Calvin Schrage, Co-Chair                                                                                         
Representative Jamie Allard                                                                                                     
Representative Jeremy Bynum                                                                                                     
Representative Alyse Galvin                                                                                                     
Representative Sara Hannan                                                                                                      
Representative Nellie Unangiq Jimmie                                                                                            
Representative DeLena Johnson*                                                                                                  
Representative Will Stapp*                                                                                                      
Representative Frank Tomaszewski                                                                                                
                                                                                                                                
MEMBERS ABSENT                                                                                                                
                                                                                                                                
None                                                                                                                            
                                                                                                                                
ALSO, PRESENT                                                                                                                 
                                                                                                                                
Brodie Anderson, Staff,  Representative Neal Foster; Senator                                                                    
Forrest   Dunbar,  Sponsor;   Representative  Donna   Mears,                                                                    
Sponsor; Nancy Meade, General  Counsel, Alaska Court System;                                                                    
Talia Eames, Staff, Representative Donna Mears;                                                                                 
                                                                                                                                
PRESENT VIA TELECONFERENCE                                                                                                    
                                                                                                                                
                                                                                                                                
SUMMARY                                                                                                                       
                                                                                                                                
                                                                                                                                
SB  39    LOANS UNDER $25,000; PAYDAY LOANS                                                                                     
                                                                                                                                
          MOVED from committee                                                                                                  
                                                                                                                                
SB  24    TOBACCO/NICOTINE/E-CIG AGE; E-CIG TAX                                                                                 
                                                                                                                                
          SB 24 was SCHEDULED but not HEARD.                                                                                    
                                                                                                                                
SB 132    OMNIBUS INSURANCE BILL                                                                                                
                                                                                                                                
          MOVED from committee                                                                                                  
                                                                                                                                
HB 104    ADDRESS CONFIDENTIALITY PROGRAM                                                                                       
                                                                                                                                
          Was HEARD and HELD                                                                                                    
                                                                                                                                
Co-Chair Foster reviewed the meeting agenda.                                                                                    
                                                                                                                                
6:34:39 PM                                                                                                                    
                                                                                                                                
CS FOR SENATE BILL NO. 132(FIN)                                                                                                 
"An  Act  relating  to  insurance;   and  providing  for  an                                                                    
effective date."                                                                                                                
                                                                                                                                
6:34:44 PM                                                                                                                    
                                                                                                                                
BRODIE   ANDERSON,   STAFF,  REPRESENTATIVE   NEAL   FOSTER,                                                                    
reviewed  new FN,  component 354,  control code  WFNjm, from                                                                    
the   Department  of   Commerce,   Community  and   Economic                                                                    
Development and dated May 17,  2025. He highlighted that the                                                                    
note  reflected positive  increase  in the  revenue line  to                                                                    
$470.4.                                                                                                                         
                                                                                                                                
Co-Chair Schrage  MOVED work  draft HCS for  CS for  SB 132,                                                                    
34-LS0415\W,   Wallace,   5/17/25    from   committee   with                                                                    
individual recommendations and attached new fiscal note.                                                                        
                                                                                                                                
There being NO OBJECTION, it was so ordered.                                                                                    
                                                                                                                                
SENATE BILL NO. 39                                                                                                            
                                                                                                                                
     "An Act  relating to loans  in an amount of  $25,000 or                                                                    
     less; relating  to the Nationwide  Multistate Licensing                                                                    
     System  and  Registry;  relating  to  deferred  deposit                                                                    
     advances; and providing for an effective date."                                                                            
                                                                                                                                
6:37:09 PM                                                                                                                    
                                                                                                                                
SENATOR FORREST  DUNBAR, SPONSOR,  offered a  brief overview                                                                    
of the bill.                                                                                                                    
                                                                                                                                
Co-Chair Foster  noted that Representative Stapp  had joined                                                                    
the meeting.                                                                                                                    
                                                                                                                                
Representative Bynum  wondered why  they state  would choose                                                                    
to remove a  free-market option for the  public, i.e. Payday                                                                    
Loans.                                                                                                                          
                                                                                                                                
Representative Dunbar  responded that there  were additional                                                                    
products  available. He  referenced previous  testimony that                                                                    
spoke  to  the  financial  harms  from  payday  lenders.  He                                                                    
believed  the free-market  products might  be marketed  more                                                                    
aggressively than Wells Fargo,  and often ensnared borrowers                                                                    
in a cycle  of debt.  He  was hopeful that there  could be a                                                                    
market-based   solution,   meanwhile  citizens   should   be                                                                    
protected.                                                                                                                      
                                                                                                                                
6:41:36 PM                                                                                                                    
                                                                                                                                
Co-Chair  Schrage MOVED  CS for  SB39(FIN),  work draft  24-                                                                    
LS0357\I,  Gunther, 4/3/25,  from committee  with individual                                                                    
recommendations and attached fiscal notes.                                                                                      
                                                                                                                                
Representative   Stapp   OBJECTED   for   the   purpose   of                                                                    
discussion.                                                                                                                     
                                                                                                                                
Representative Stapp WITHDREW the objection.                                                                                    
                                                                                                                                
There being no further objection, it was so ordered.                                                                            
                                                                                                                                
CS FOR HOUSE BILL NO. 104(STA)                                                                                                
                                                                                                                                
"An   Act    creating   and   relating   to    the   address                                                                    
confidentiality  program;  and  providing for  an  effective                                                                    
date."                                                                                                                          
                                                                                                                                
6:42:47 PM                                                                                                                    
                                                                                                                                
REPRESENTATIVE  DONNA  MEARS,  SPONSOR, provided  a  sponsor                                                                    
statement:                                                                                                                      
                                                                                                                                
     HB 104 creates an address confidentiality program for                                                                      
     survivors of sexual assault and domestic violence,                                                                         
     peace  officers and  correctional  officers, and  their                                                                    
     families.                                                                                                                  
                                                                                                                                
     There are  many times  an address  must be  provided in                                                                    
     order to participate in  society. This includes voting,                                                                    
     working,  sending children  to school,  and much  more.                                                                    
     Alaskans   threatened  with   stalking  or   abuse,  or                                                                    
     retribution due  to their roles in  the justice system,                                                                    
     are made  unsafe when that  address shows up  in public                                                                    
     records.                                                                                                                   
                                                                                                                                
     HB  104 establishes  a  program  whereby these  at-risk                                                                    
     individuals can  receive mail at an  anonymized PO box.                                                                    
     Mail received by the state  on behalf of enrollees will                                                                    
     be forwarded  to the participant's home  address, which                                                                    
     will remain confidential under penalty of law.                                                                             
                                                                                                                                
     Survivors and  those who protect our  state deserve the                                                                    
     chance  to  live their  lives  fully,  without fear  of                                                                    
     danger,  and HB  104  gives those  Alaskans a  powerful                                                                    
     tool to stay safe.                                                                                                         
                                                                                                                                
Representative Galvin  asked whether  the fiscal  note could                                                                    
be addressed. She wondered about  the cost of implementation                                                                    
and execution  of the  program beyond  abuse victims  and to                                                                    
include members of the court and judges.                                                                                        
                                                                                                                                
Representative Mears responded that  it was unknown how many                                                                    
people would  take advantage of  the program. She  wanted to                                                                    
hear  more about  the population  beyond the  women who  had                                                                    
been  abused.  She noted  that  the  issue  was not  one  of                                                                    
convenience.                                                                                                                    
                                                                                                                                
Representative Galvin about the  population beyond those who                                                                    
had  been  abused.  She  felt  that  the  cost  of  possible                                                                    
expansion was significant.                                                                                                      
                                                                                                                                
Representative  Mears  responded  that   the  bill  did  not                                                                    
currently include officers of the court.                                                                                        
                                                                                                                                
Representative  Galvin noted  that  Nancy Meade  was in  the                                                                    
room and requested that she speak to the fiscal note.                                                                           
                                                                                                                                
6:48:44 PM                                                                                                                    
                                                                                                                                
NANCY   MEADE,  GENERAL   COUNSEL,   ALASKA  COURT   SYSTEM,                                                                    
reiterated  that the  courts and  judges were  not currently                                                                    
addressed in  the bill. She  thought that judges  might take                                                                    
advantage if  the protection were  to become  available. She                                                                    
recognized  that  the  process  of  change  of  address  was                                                                    
complicated.                                                                                                                    
                                                                                                                                
Representative  Galvin  asked  whether she  could  speak  to                                                                    
victims   who  had   protective  orders   and  whether   the                                                                    
anonymized POINTED  OUT box would  be necessary  in addition                                                                    
to a protective order.                                                                                                          
                                                                                                                                
Ms.  Meade responded  that her  understanding of  protective                                                                    
orders was  that they  were issued  once probable  cause was                                                                    
established.  She furthered  that  if the  court issued  it,                                                                    
there was an assurance that the person was a victim.                                                                            
                                                                                                                                
Representative Bynum agreed that the  intent of the bill was                                                                    
good, but  the scope of  the need seemed incongruous  to the                                                                    
cost reflected  on the fiscal  note. He admitted he  did not                                                                    
understand the scope of the problem.                                                                                            
                                                                                                                                
Ms.  Meade responded  that the  courts were  neutral on  the                                                                    
legislation.                                                                                                                    
                                                                                                                                
6:53:35 PM                                                                                                                    
                                                                                                                                
Representative Mears  responded that address  forwarding was                                                                    
a small component  of the bill. She thought  that the number                                                                    
of people  who would use  the program would be  minimal. She                                                                    
believed that  the people using the  program would fluctuate                                                                    
with need.                                                                                                                      
                                                                                                                                
Representative Jimmie cited page 3, lines 25-27:                                                                                
                                                                                                                                
   (i)    A person who discloses information that is                                                                          
          confidential   under   this   section   about   an                                                                    
          individual enrolled  in the  program under  (c) of                                                                    
          this section  is guilty of  a class  B misdemeanor                                                                    
          if the person                                                                                                         
                                                                                                                                
Representative   Jimmie   asked   whether   a   person   who                                                                    
accidentally shared the address  of a person protected under                                                                    
the program would be charged with a crime.                                                                                      
                                                                                                                                
TALIA  EAMES, STAFF,  REPRESENTATIVE DONNA  MEARS, responded                                                                    
that a  priority of the  bill was security. She  shared that                                                                    
the bill  had been  modeled after a  similar program  in the                                                                    
state  of Montana  because of  the similarity  in population                                                                    
size and density.  She relayed that only two  people ran the                                                                    
Montana  program and  had access  to  records. She  stressed                                                                    
that  it was  a serious  program, and  each person  was paid                                                                    
partially for  the person to run  it   in addition  to their                                                                    
full-time job.   She related  that the program  cost Montana                                                                    
$22,000  per year,  paying two  people, part-time.  She said                                                                    
that  the   database  was  run  through   a  lockable  Excel                                                                    
spreadsheet.                                                                                                                    
                                                                                                                                
Representative Jimmie  asked whether it would  impact family                                                                    
members or friends.                                                                                                             
                                                                                                                                
Ms.  Eames  responded that  the  Class  B misdemeanor  would                                                                    
apply to only those people who were running the program.                                                                        
                                                                                                                                
6:58:09 PM                                                                                                                    
                                                                                                                                
Representative Galvin  restated her concern with  the fiscal                                                                    
note. She  requested that DOA  speak to the  committee about                                                                    
the note.                                                                                                                       
                                                                                                                                
Representative   Foster   said   that  no   one   from   the                                                                    
administration was available online.                                                                                            
                                                                                                                                
Representative   Hannan   said   that  she   had   asked   a                                                                    
representative from  the administration about  the increased                                                                    
fiscal note. She  had been told that  the increase reflected                                                                    
the  possibility  of  everyone  who  was  eligible  for  the                                                                    
program enrolling  in the program  and the level  of support                                                                    
that would  be necessary  to provide  services to  all those                                                                    
people.  She thought  that the  department had  overinflated                                                                    
the numbers.                                                                                                                    
                                                                                                                                
Representative  Galvin asked  why  two  full time  positions                                                                    
were  needed and  noted  that the  Montana  program had  not                                                                    
required two full-time positions.                                                                                               
                                                                                                                                
Ms. Eames responded that they  did not ask the question, but                                                                    
the state of Washington had  the first program, and the most                                                                    
recent  numbers  were from  2021.  Using  those numbers  and                                                                    
incorporating  the police  force  of the  state resulted  in                                                                    
2,000  possible additional  enrollees.  She  noted that  the                                                                    
program was a  last resort to protect victims  and would not                                                                    
be  entered into  lightly. She  did not  see the  numbers of                                                                    
enrollees being  as high  as was reflected  in the  note and                                                                    
thought that the cost would be lower.                                                                                           
                                                                                                                                
7:04:28 PM                                                                                                                    
                                                                                                                                
Representative Galvin thought that  for those who needed it,                                                                    
the bill  was necessary. She  held that the fiscal  note was                                                                    
too high, but she said she supported the program.                                                                               
                                                                                                                                
Representative Tomaszewski  queried the  flow of  mail under                                                                    
the program.                                                                                                                    
                                                                                                                                
Ms. Eames responded that there  were regulations that needed                                                                    
to be  promulgated on  the intentions, but  the plan  was to                                                                    
deliver first-class mail.                                                                                                       
                                                                                                                                
Representative Tomaszewski  noted the  limit of 5  pieces of                                                                    
mail a  month seemed  low. He  asked where  the rest  of the                                                                    
person's mail would go.                                                                                                         
                                                                                                                                
Representative  Mears responded  that  the  mail that  would                                                                    
generate a public record was  mail that would get forwarded,                                                                    
such as  mail from a  public school. Personal mail  would go                                                                    
directly to the recipient.                                                                                                      
                                                                                                                                
Representative  Tomaszewski noted  the  cost  in the  fiscal                                                                    
note for  an ID card maker.  He asked whether the  state did                                                                    
not already have an ID card maker.                                                                                              
                                                                                                                                
Representative  Mears replied  that she  could not  speak to                                                                    
that detail of the fiscal note.                                                                                                 
                                                                                                                                
Representative Bynum appreciated the  program. He cited page                                                                    
2, line 11, which  established and administered the program.                                                                    
he  spoke to  the addition  of police  officers and  the new                                                                    
section on page 4. He was  unsure how much authority the law                                                                    
would give the person to use the mail forwarding address.                                                                       
                                                                                                                                
7:11:10 PM                                                                                                                    
                                                                                                                                
Representative Mears responded that  page 3, line 12 offered                                                                    
that "a state or municipal  agency shall allow an individual                                                                    
enrolled in the program to  use the post office box designed                                                                    
by the department as an individual's mailing address."                                                                          
                                                                                                                                
Representative Bynum  countered that  the section  said that                                                                    
the  box  had  to  be   designated  by  the  department.  He                                                                    
understood that  the section allowed  that the PO  box could                                                                    
be used in lieu of their true and real address.                                                                                 
                                                                                                                                
Representative  Mears understood  that  the  section of  the                                                                    
bill referred to someone using the  PO box instead of a real                                                                    
and true address. She said that  the ID cards would be proof                                                                    
that the people  were enrolled in the program  and allow for                                                                    
them to use the PO box to receive mail.                                                                                         
                                                                                                                                
Co-Chair Foster set an amendment deadline for the following                                                                     
day by 5pm.                                                                                                                     
                                                                                                                                
HB 104 was HEARD and HELD in committee for further                                                                              
consideration.                                                                                                                  
                                                                                                                                
Co-Chair Foster discussed housekeeping.                                                                                         
                                                                                                                                
ADJOURNMENT                                                                                                                   
                                                                                                                                
7:15:28 PM                                                                                                                    
                                                                                                                                
The meeting was adjourned at 7:15 p.m.                                                                                          
                                                                                                                                
                                                                                                                                

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