SB 167: "An Act relating to the maximum amount of uninsured and underinsured coverage payable under multiple motor vehicle insurance policies issued by the same insurer in the same household."
00 SENATE BILL NO. 167 01 "An Act relating to the maximum amount of uninsured and underinsured coverage 02 payable under multiple motor vehicle insurance policies issued by the same insurer in 03 the same household." 04 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF ALASKA: 05 * Section 1. AS 28.20.445(c) is amended to read: 06 (c) If a person is entitled to uninsured or underinsured motorists coverage 07 under more than one coverage when two or more vehicles are insured under one 08 policy, the maximum amount payable may not exceed the highest limit of any one 09 coverage under the policy. If a person is entitled [AS A NAMED INSURED] to 10 uninsured or underinsured motorists [MOTORIST] coverage under more than one 11 motor vehicle policy issued by the same insurer in the same household, the maximum 12 amount payable may be limited to the highest limit of any one coverage under the 13 policies. If a person is entitled to uninsured or underinsured motorists [MOTORIST] 14 coverage under more than one policy providing motor vehicle liability coverage,
01 payments will be made in the following order of priority, subject to the limit of 02 liability of each applicable policy or coverage: 03 (1) a policy or coverage covering a motor vehicle occupied by the 04 injured person or a policy or coverage covering a pedestrian as a named insured; 05 (2) a policy or coverage covering a motor vehicle occupied by the 06 injured person as an insured other than as a named insured; 07 (3) a policy or coverage not covering a motor vehicle occupied by the 08 injured person but covering the injured person as a named insured; 09 (4) a policy or coverage not covering a motor vehicle occupied by the 10 injured person but covering the injured person as an insured other than as a named 11 insured; 12 (5) a policy or coverage covering, as excess, umbrella, or similar 13 insurance, a motor vehicle occupied by the injured person or a policy or coverage 14 covering, as excess, umbrella, or similar insurance, a pedestrian as a named insured; 15 (6) a policy or coverage covering, as excess, umbrella, or similar 16 insurance, a motor vehicle occupied by the injured person or a policy or coverage 17 covering, as excess, umbrella, or similar insurance, a pedestrian as an insured other 18 than as a named insured; 19 (7) a policy or coverage not covering a motor vehicle occupied by the 20 injured person but covering, as excess, umbrella, or similar insurance, the injured 21 person as a named insured; 22 (8) a policy or coverage not covering a motor vehicle occupied by the 23 injured person but covering, as excess, umbrella, or similar insurance, the injured 24 person as an insured other than as a named insured. 25 * Sec. 2. AS 28.22.221 is amended to read: 26 Sec. 28.22.221. Uninsured and underinsured motorists policy coverage and 27 priorities. If a person is entitled to uninsured or underinsured motorists coverage 28 under more than one coverage when two or more vehicles are insured under one 29 policy, the maximum amount payable may not exceed the highest limit of any one 30 coverage under the policy. If a person is entitled [AS A NAMED INSURED] to 31 uninsured or underinsured motorists [MOTORIST] coverage under more than one
01 motor vehicle policy issued by the same insurer in the same household, the maximum 02 amount payable may be limited to the highest limit of any one coverage under the 03 policies. If a person is entitled to uninsured or underinsured motorists [MOTORIST] 04 coverage under more than one policy providing motor vehicle liability coverage, 05 payments will be made in the following order of priority, subject to the limit of 06 liability of each applicable policy or coverage: 07 (1) a policy or coverage covering a motor vehicle occupied by the 08 injured person or a policy or coverage covering a pedestrian as a named insured; 09 (2) a policy or coverage covering a motor vehicle occupied by the 10 injured person as an insured other than as a named insured; 11 (3) a policy or coverage not covering a motor vehicle occupied by the 12 injured person but covering the injured person as a named insured; 13 (4) a policy or coverage not covering a motor vehicle occupied by the 14 injured person but covering the injured person as an insured other than as a named 15 insured; 16 (5) a policy or coverage covering, as excess, umbrella, or similar 17 insurance, a motor vehicle occupied by the injured person or a policy or coverage 18 covering, as excess, umbrella, or similar insurance, a pedestrian as a named insured; 19 (6) a policy or coverage covering, as excess, umbrella, or similar 20 insurance, a motor vehicle occupied by the injured person or a policy or coverage 21 covering, as excess, umbrella, or similar insurance, a pedestrian as an insured other 22 than as a named insured; 23 (7) a policy or coverage not covering a motor vehicle occupied by the 24 injured person but covering, as excess, umbrella, or similar insurance, the injured 25 person as a named insured; 26 (8) a policy or coverage not covering a motor vehicle occupied by the 27 injured person but covering, as excess, umbrella, or similar insurance, the injured 28 person as an insured other than as a named insured.