00HOUSE CS FOR CS FOR SENATE BILL NO. 158(L&C)                                                                          
01 "An Act relating to motor vehicle liability insurance covering a person who has                                         
02 had the person's driver's license revoked for possession or consumption of alcohol                                      
03 while under 21 years of age."                                                                                         
04 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF ALASKA:                                                               
05    * Section 1.  AS 21.36.210(a) is amended to read:                                                                  
06  (a)  An insurer may not exercise its right to cancel a policy of personal                                             
07 automobile insurance except for the following reasons:                                                                  
08   (1)  nonpayment of premium; or                                                                                       
09   (2)  the driver's license or motor vehicle registration of either the named                                          
10 insured or of an operator who resides in the same household as the named insured or                                     
11 who customarily operates a motor vehicle insured under the policy has been under                                        
12 suspension or revocation during the policy period or, if the policy is a renewal, during                                
13 its policy period or the 180 days immediately preceding its effective date ; this                                      
14 paragraph does not apply to administrative revocation as described under                                                

01 AS 21.89.027 .                                                                                                         
02    * Sec. 2.  AS 21.89 is amended by adding a new section to read:                                                    
03  Sec. 21.89.027.  Motor vehicle insurance following driver's license                                                  
04 revocation.  (a)  Notwithstanding AS 21.36.210, an insurer offering insurance in this                                  
05 state may not (1) refuse to issue or renew motor vehicle liability insurance coverage;                                  
06 (2) cancel an existing policy of motor vehicle liability insurance; (3) deny a covered                                  
07 claim; or (4) increase the premium on a motor vehicle liability insurance policy if the                                 
08 refusal, cancellation, denial, or increase results only from the fact that the person's                                 
09 driver's license was revoked under AS 28.15.183 or 28.15.185 for possession or                                          
10 consumption of alcohol in a situation where the person was not driving and was in                                       
11 violation of AS 04.16.050 or a municipal ordinance with substantially similar elements.                                 
12  (b)  The provisions of (a) of this section may not prevent an insurer from                                            
13 underwriting or rating based upon loss experience in the same manner as it would for                                    
14 a person who has not had the person's driver's license revoked under AS 28.15.183                                       
15 or 28.15.185.                                                                                                           
16    * Sec. 3.  This Act applies to a policy of insurance that is entered into or renewed on or                         
17 after the effective date of this Act.